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kim
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Joined: 09/14/00
Posts: 3732
Loc: Newtown, CT
Car Rental Liability Insurance - Scubaman
      #1734674 - 06/06/17 01:57 PM (174.199.15.249)

I'm very interested in how one can get liability insurance with their credit card or some other way without paying the rental agency a daily rate. Scubaman if you could get the scoop from your friend that would be great!!! Or if anyone else has the I info on this. Or is it a fee that even needs to be paid? Does the agency automatically have liability coverage on their cars?

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Fletch
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Joined: 02/14/06
Posts: 844
Re: Car Rental Liability Insurance - Scubaman [Re: kim]
      #1734677 - 06/06/17 02:15 PM (76.227.106.13)

Most, if not all credit cards will provide "collision insurance" if you use their cc to pay for the rental I don't know of any cc company that offers free "Liability" insurance.

No, car rental agencies DO NOT provide "free" Liability Insurance. If you want coverage from them you have to pay a "daily fee".

Check with your personal Insurance agent to see if your personal auto insurance will cover you for Liability when driving a rental car - be sure to ask if the coverage will extend to driving while in a foreign country. If not, for a minimal cost you can add "Hired Car" to your personal auto policy which will cover you for both Liability and Collision when driving a rental car.

If you have a "Hired Car" rider on your personal auto policy you do not have to buy the insurance from the car rental company.

Keep in mind that even if you have Liability and/or Collision Insurance through your own policy or credit card and you are involved in an accident in a foreign country you may be asked to pay for any damages or claims "up front" before you are allowed to leave the country. If that happens you'll file your claim for reimbursement when you get home.


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Eric_HillAdministrator
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Re: Car Rental Liability Insurance - Scubaman [Re: Fletch]
      #1734682 - 06/06/17 02:43 PM (47.192.9.53)

Think you should check closer on your personal insurance about liability in a foreign country. I doubt you have that coverage.

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Bobcat
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Joined: 10/05/00
Posts: 12424
Loc: Staten Island
Re: Car Rental Liability Insurance - Scubaman [Re: Fletch]
      #1734686 - 06/06/17 03:32 PM (100.38.184.167)

Hertz Sint Maarten provides liability coverage in the quoted rate, not as an added on separate cost.

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boucharda
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Joined: 12/01/04
Posts: 2950
Loc: Massachusetts
Re: Car Rental Liability Insurance - Scubaman [Re: Bobcat]
      #1734702 - 06/06/17 04:59 PM (24.60.205.149)

Yup...

Quote:

Q. What is the price of 3rd Party Liability Insurance when I rent from Hertz in St. Maarten?

A. We are happy to offer all of our customers complimentary 3rd party liability insurance.




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SXMScubaman
Traveler


Joined: 03/21/09
Posts: 6918
Loc: Auburn, WA
Re: Car Rental Liability Insurance - Scubaman [Re: boucharda]
      #1734704 - 06/06/17 05:12 PM (201.220.7.58)

Also they include a second driver too.

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DandM29212
Traveler


Joined: 02/07/10
Posts: 101
Loc: Columbia, SC, USA
Re: Car Rental Liability Insurance - Scubaman [Re: kim]
      #1734780 - 06/07/17 02:47 PM (172.12.76.19)

I use InsureMyRentalCar.com. Policy is issued by Chubb and rates are well below other options. They offer other insurances as well that are attractive to travelers.

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kim
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Joined: 09/14/00
Posts: 3732
Loc: Newtown, CT
Re: Car Rental Liability Insurance - Scubaman [Re: DandM29212]
      #1734791 - 06/07/17 03:28 PM (24.151.114.250)

yes, but they also don't cover liability. "Unfortunately, we are currently unable to provide third party liability. The insurance available for purchase through Insuremyrentalcar.com covers the rented vehicle only. Most rental car agencies make third party liability available. Please check with your rental agency for terms and pricing." So you still need to pay the agency for liability if you want it.


I contacted my insurance agent and there is not a rider that can be added to add liability out of the country on our policy


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DandM29212
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Joined: 02/07/10
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Loc: Columbia, SC, USA
Re: Car Rental Liability Insurance - Scubaman [Re: kim]
      #1734792 - 06/07/17 03:31 PM (172.12.76.19)

Oh so sorry. I should have read your original post closer.

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Tom
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Joined: 08/15/00
Posts: 1073
Loc: Hershey, Pennsylvania
Re: Car Rental Liability Insurance - Scubaman [Re: kim]
      #1734813 - 06/07/17 05:19 PM (98.235.97.123)

Suggest you read all of recent "Hertz Car Rental" thread. This topic covered pretty well.

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