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Bobcat
Traveler


Joined: 10/05/00
Posts: 12424
Loc: Staten Island
Re: Car Rental Liability Insurance - Scubaman [Re: kim]
      #1734926 - 06/08/17 02:03 PM (100.38.184.167)

For All - Pro & Con
===============
Hertz Sint Maarten
http://hertz.sxmrentacar.com/
=================
CDW waiver comes with a deductible of $1,600 to $4,000 depending upon the vehicle rented (see their website for list of vehicles and deductibles)

Liability coverage comes with $400 deductible.

If you use your credit card for the CDW you are covered 100% but of course you are stuck with the paperwork should you need to file a claim.
==============
"It is important to understand that although referred to as
insurance, it isnít really insurance at all Ė rather, the so called insurance arrangements are terms of your contract with the rental car company. The rental car company itself may be backed by its own insurers but this insurance cover, if it exists,does not extend directly to you.The protection you obtain from the rental contract is only as good as the ability of the rental car company to meet any claim. If the rental car company has few assets, in some circumstances that may leave you as the driver of the vehicle open to liability to third parties.It is a good idea to hire vehicles only from rental car companies that are obviously financially sound, and are more likely to be able to honor the insurance provisions of their contracts."

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NaClH2ODog
Traveler


Joined: 10/04/16
Posts: 18
Loc: Virginia
Re: Car Rental Liability Insurance - Scubaman [Re: ruralcarrier]
      #1734938 - 06/08/17 04:29 PM (208.89.178.140)

My Amex business card had an option for auto rental car coverage- both collision and liability. It was a $10 or $15 one time fee each time you used the card for a rental car. I no longer have the card but used it many times with that insurance option. Not sure if they still offer it.

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kim
Traveler


Joined: 09/14/00
Posts: 3727
Loc: Newtown, CT
Re: Car Rental Liability Insurance - Scubaman [Re: NaClH2ODog]
      #1734939 - 06/08/17 04:37 PM (24.151.114.250)

That is exactly what I am trying to find. Thank you.

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sunmantwo
Traveler


Joined: 10/22/07
Posts: 151
Loc: E Yaphank L.I.
Re: Car Rental Liability Insurance - Scubaman [Re: kim]
      #1734951 - 06/08/17 06:43 PM (47.18.200.73)

This year was the first time we rented from Value/ Prestige car rental. The price quoted was great, but when we picked the car up they said liability coverage was mandatory and that would add another $70 to the cost. In all our years of renting I have never been told by any company that liability was mandatory. When I complained they lowered the cost from $7 to $5 a day. Has this ever happened to anyone else.

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ruralcarrierModerator
Moderator


Joined: 03/31/01
Posts: 12561
Loc: Ohio
Re: Car Rental Liability Insurance - Scubaman [Re: sunmantwo]
      #1734952 - 06/08/17 06:44 PM (24.209.195.61)

If it is really mandatory, shouldn't it be included in the original quote or built into the price?

--------------------
J.D.


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sunmantwo
Traveler


Joined: 10/22/07
Posts: 151
Loc: E Yaphank L.I.
Re: Car Rental Liability Insurance - Scubaman [Re: ruralcarrier]
      #1734955 - 06/08/17 07:03 PM (47.18.200.73)

I sure would think so. Pretty shifty if you ask me.

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Carol_HillAdministrator
Administrator


Joined: 08/01/00
Posts: 63823
Loc: Central Florida!
Re: Car Rental Liability Insurance - Scubaman [Re: sunmantwo]
      #1734958 - 06/08/17 07:38 PM (205.197.242.168)

Sounds like a company that I personally would not deal with again.

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kim
Traveler


Joined: 09/14/00
Posts: 3727
Loc: Newtown, CT
Re: Car Rental Liability Insurance - Scubaman [Re: NaClH2ODog]
      #1734974 - 06/08/17 09:32 PM (24.151.114.250)

Ok found the info, and it flat out says it does NOT cover liability. So I have no idea what was mentioned on the other thread that AMEX had a form of coverage you pay extra for that covers liability. AMEX

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pat
Traveler


Joined: 04/18/01
Posts: 11322
Loc: Brookfield, CT.
Re: Car Rental Liability Insurance - Scubaman [Re: kim]
      #1734975 - 06/08/17 09:44 PM (75.133.113.202)

kim,

That's the coverage we had based on whichever AMEX card we used at the time and is the one I was telling you about. Got rid of AMEX card since it was so difficult to use on the island and thats pretty much the only place we do car rentals these days. And as I said, NO LIABILITY COVERAGE on this or any other credit card I've ever had.

For those who 'think' their umbrellas or hired car coverages cover you on SXM, do yourself a huge favor and check your policies closely. I was given misinformation from my agent and when I finally tried to interpret my umbrella and was still uncertain, I contacted the underwriting department of our carrier and they said in no uncertain terms, we did NOT have coverage on SXM even with a million dollar liability umbrella. Just check it out and don't assume coverage and possibly end up sorry down the road.

--------------------
Respectfully,

pat



"Always keep your words soft and sweet, just in case you have to eat
them."


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bdeeley
Traveler


Joined: 10/31/13
Posts: 339
Loc: Perryman, Maryland
Re: Car Rental Liability Insurance - Scubaman [Re: kim]
      #1734981 - 06/08/17 10:39 PM (100.16.208.33)

Follow the link below and hopefully it will answer your questions about Amex and their auto insurance.

https://feeservices.americanexpress.com/premium/car-rental-insurance-coverage/home.do

I also called my support line for my Platinum card and was told that Amex does not offer any liability coverage under any of their programs.

--------------------
Be careful of the toes you step on today for they may be connected to the foot of the person's a$s you have to kiss tomorrow.


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