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islandgem
Traveler


Joined: 01/22/08
Posts: 12419
Loc: Ottawa, Ontario, Canada
Re: Would you trust the hotel safe? [Re: pat]
      #1728908 - 04/03/17 01:55 PM (174.116.44.201)

I have used debit cards worldwide without any problems. Fortunately Canadian banks honour debit and credit cards in the same manner and will replace your funds into your bank account on the same day once you have reported the funds being
Fraudulent.Apparently the banks in the USA are very different.


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kabs996
Traveler


Joined: 03/20/17
Posts: 108
Re: Would you trust the hotel safe? [Re: islandgem]
      #1728916 - 04/03/17 02:05 PM (208.199.25.138)

I was always under the impression my bank would protect me. As a matter of fact they do now that I think of it. A few of my friends have been victims of "skimming" and had their funds wiped out. The bank put their funds back in. With that said, I do think the CC is still a better bet. I don't think Capitol One charges a transaction fee which is good. I don't want to have to bring a lot of cash with me but am very nervous to use an ATM.

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pat
Traveler


Joined: 04/18/01
Posts: 11263
Loc: Brookfield, CT.
Re: Would you trust the hotel safe? [Re: islandgem]
      #1728918 - 04/03/17 02:08 PM (75.133.113.202)

They most definitely are. What Georgia and Bobcat said is spot-on with reference to debit cards according to our banker here at home. And worse yet if you have both your checking and savings accounts tied to the same card as most people tend to do. It's potentially a whole lot of exposure.

--------------------
Respectfully,

pat



"Always keep your words soft and sweet, just in case you have to eat
them."


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Carol_HillAdministrator
Administrator


Joined: 08/01/00
Posts: 63319
Loc: Central Florida!
Re: Would you trust the hotel safe? [Re: pat]
      #1728922 - 04/03/17 02:19 PM (47.192.9.53)

It's funny, I have a friend who is a branch manager of a bank here locally. She has been in banking for probably 30 years. She ALWAYS uses her debit card for everything. I agree that it is very dangerous to use a debit card. I don't even own one..

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Bobcat
Traveler


Joined: 10/05/00
Posts: 12418
Loc: Staten Island
Re: Would you trust the hotel safe? [Re: Carol_Hill]
      #1728931 - 04/03/17 02:41 PM (74.108.103.176)

Debit vs.Credit Protections
=================
Using a debit card from an ATM funds are drawn from a checking account.

==================
Withdrawals (specifically transfers ), if allowed, from a savings account are limited to 6 per calendar month by law.
===================
Savings

--------------------


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irina
Traveler


Joined: 08/15/00
Posts: 2257
Loc: MIA
Re: Would you trust the hotel safe? [Re: Bobcat]
      #1728945 - 04/03/17 04:30 PM (162.216.198.82)

I never use my back card as a debit card. That means I don't withdraw money at a store with it. I only use it as a Credit card in stores, no pin.
I do use it at ATM, such as Scotiabank and never had a problem. Did use a pin for that but was very vigilant. Just as I am in US. My Platinum AMEX has been jacked many times and according to NYPD, they are probably internal thefts. One time I was in SXM with my AMEX and it was being used at restaurant in Michigan. Swiped and thief added tip!
You can only try to be careful. Last time was in Oct. I was in NYC and card was used by Uber in CA.
That being said, it shouldn't freak anyone out about traveling. General comment, not directed at anyone.


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boucharda
Traveler


Joined: 12/01/04
Posts: 2929
Loc: Massachusetts
Re: Would you trust the hotel safe? [Re: kabs996]
      #1728958 - 04/03/17 05:44 PM (71.3.184.118)

As was mentioned a few times WAAAAY back before the cc/debit/cash/check thing, yes, the safe is secure

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