I contacted the Atrium (Festiva/Patton Hospitality Group) recently and they said I own it for life. I had a friend who gave it back to them when they hit us with a special assessment fee but she had to pay 2 or 3 times the MF which she did just to get rid of it. They do not do this anymore. I would like to just walk away but don't want any marks on my credit. Can they hit your credit score? We have owned our week for years and are only liable for the MF which is paid up to date. I should probably walk away before next years fees come out. We also own at the Royal Palm which I am deeding back to them for $250. Timeshare use to be good but some of these fees are just too high. We rented a week at the RP on Expedia this year for $788 vs.a $1700 MF.