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travel insurance #101485
06/27/2016 04:27 PM
06/27/2016 04:27 PM
Joined: Feb 2006
Posts: 572
New Jersey
ProfLangue Offline OP
Traveler
ProfLangue  Offline OP
Traveler
Joined: Feb 2006
Posts: 572
New Jersey
I buy travel insurance only sporadically. Since my mother is now quite elderly, and my daughter and her husband are traveling with me to St. M this year (w/o my grandkids) I know that unforeseen situations may arise.
My question is: since I paid for all of us, will travel insurance cover if my daughter or her husband has to cancel? I can't seem to find this in any of the literature.
Thanks for any info you can provide.

SXM Sponsors
Re: travel insurance [Re: ProfLangue] #101486
06/27/2016 05:34 PM
06/27/2016 05:34 PM
Joined: Aug 2000
Posts: 70,528
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 70,528
Central Florida!
What I would suggest is that you CALL Insure my Trip, which is a TTOL sponsor. They will explain it to you. ...and then make sure you tell them that you booked them because of TTOL, so we get the (small) commission.. <img src="http://www.traveltalkonline.com/forums/images/graemlins/Smile.gif" alt="" />


Carol Hill
Re: travel insurance [Re: Carol_Hill] #101487
06/27/2016 09:18 PM
06/27/2016 09:18 PM
Joined: Feb 2006
Posts: 572
New Jersey
ProfLangue Offline OP
Traveler
ProfLangue  Offline OP
Traveler
Joined: Feb 2006
Posts: 572
New Jersey
Quote
Carol_Hill said:
What I would suggest is that you CALL Insure my Trip, which is a TTOL sponsor. They will explain it to you. ...and then make sure you tell them that you booked them because of TTOL, so we get the (small) commission.. <img src="http://www.traveltalkonline.com/forums/images/graemlins/Smile.gif" alt="" />


Will do. Thanks, Carol.

Re: travel insurance [Re: ProfLangue] #101488
06/28/2016 06:36 AM
06/28/2016 06:36 AM
Joined: Apr 2008
Posts: 2,178
Connecticut
The_Lurker Offline
Traveler
The_Lurker  Offline
Traveler
Joined: Apr 2008
Posts: 2,178
Connecticut
I believe that it covers everyone in your party.
There are so many different options and REASONS for cancelling.
As Carol said, call and check.
We use Travelguard and they are good at answering questions, on the phone, rather than having to read the small print.

Re: travel insurance [Re: The_Lurker] #101489
06/28/2016 07:09 AM
06/28/2016 07:09 AM
Joined: Dec 2004
Posts: 3,519
Massachusetts
boucharda Online content
Traveler
boucharda  Online Content
Traveler
Joined: Dec 2004
Posts: 3,519
Massachusetts
Correct....this is from the "Insure my Trip" site:

Quote
The providers will use a few pieces of personal information, other than the cost of your trip, to calculate the cost of a plan:

Age of the travelers
Number of travelers
Length of travel
Type of coverage

The age of the travelers is considered one of the most important of the four factors. Typically, a traveler that is over the age of 65 can expected increased rates. If you are traveling with minors, you may be able to add them to the plan at no additional cost, or at a lower rate – depending on the travel insurance company.

The number of travelers and length of travel can often increase the rates on the plans. This is because with more variables, there is more risk attached to the plan.


...and most policies need to be purchased within 2-4 weeks after the trip is purchased (info from the same very informative website)

Last edited by boucharda; 06/28/2016 07:10 AM.
Re: travel insurance [Re: boucharda] #101490
06/28/2016 07:17 AM
06/28/2016 07:17 AM
Joined: Feb 2006
Posts: 899
F
Fletch Online content
Traveler
Fletch  Online Content
Traveler
F
Joined: Feb 2006
Posts: 899
Coverage will be there if OP purchases a policy that includes all travelers and OP paid the premium based on "all travelers". If, however, OP only purchased a policy that covered him/her and spouse (if any) then if the daughter and her husband failed to travel OP wouldn't be able to recover any of the expenses related to the daughter & her husband's travel.

Re: travel insurance [Re: Fletch] #101491
06/28/2016 07:40 AM
06/28/2016 07:40 AM
Joined: Dec 2004
Posts: 3,519
Massachusetts
boucharda Online content
Traveler
boucharda  Online Content
Traveler
Joined: Dec 2004
Posts: 3,519
Massachusetts
Makes sense that the coverage would only cover those it was purchased for....

Re: travel insurance [Re: boucharda] #101492
06/28/2016 10:25 AM
06/28/2016 10:25 AM
Joined: Feb 2006
Posts: 572
New Jersey
ProfLangue Offline OP
Traveler
ProfLangue  Offline OP
Traveler
Joined: Feb 2006
Posts: 572
New Jersey
Well, it appears that I'm out of luck, then. I just checked: I purchased for all of us in November ... so, I evidently have missed the time frame!

Re: travel insurance [Re: ProfLangue] #101493
06/28/2016 10:44 AM
06/28/2016 10:44 AM
Joined: Feb 2006
Posts: 572
New Jersey
ProfLangue Offline OP
Traveler
ProfLangue  Offline OP
Traveler
Joined: Feb 2006
Posts: 572
New Jersey
Quote
ProfLangue said:
Well, it appears that I'm out of luck, then. I just checked: I purchased for all of us in November ... so, I evidently have missed the time frame!


I just discovered that, because I purchased it with my AA card, that's one of their travel protection benefits. This, combined with no foreign transaction fees, may stop me from complaining about them.


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