StormJib said:
First check to see what you have with American Express. For many of us there are very solid reasons to only use American Express for airline tickets. Not all the cards are equal so you must check your own benefits and you must use The Card to get the benefits. Maybe you can get that from VISA or MC but I have not found it.

Two, if you do not automatically have it from American Express? For us the most important benefit is global coverage that allows you to get an American doctor on the phone 24/7 and if you have any issues that require significant treatment a medically equipped airplane will be sent to get you home and to your care. My experience is not the risk and cost of treatment you can get locally on a trip. The cost and risk is transportation if you want or need to go home for significant care. If anyone in your group gets real sick you will want to see that plane to get you home. That all starts with a service that gets a US physician on the phone 24/7 to review your symptoms and possible treatment. They will either refer you to a local doctor known to them or come get you.

CGB said:
Tangentially....
You may wish to focus on medivac
Getting ill on Tortola - you may be wise to jump to SanJuan
or, at the very least STT - and of course - Miami being the first choice
Medivac at times has obscure wording - that requires a Doctor to sign-off- admitting that you MUST be evacuated because they cannot provide appropriate care.

.... which then raises yet another issue of ego & pride ((sigh))

So - if that wording exists in your policy - find one that states Medivac is YOUR choosing

Sunnykm said:
I bought trip insurance through Insure My Trip this week for my trip to BVI this November. My concerns are: medi-vac; baggage delay; and trip interruption.

Very happy with the website comparison shopping and the phone support I got when I called in to ask questions. And super happy to purchase from a TTOL sponsor! <img src="http://www.traveltalkonline.com/forums/images/graemlins/Clapping.gif" alt="" />

Carol_Hill said:
Sure they do. It's part of any standard travel policy.

Moving you to a hospital or medical clinic (emergency medical evacuation)

If you're seriously ill or injured during your trip and our medical team determines that the local medical facilities are unable to provide appropriate medical treatment:
• our medical team will consult with the local doctor;
• we'll identify the closest appropriate facility, make arrangements and pay to transport you to that facility.

RickinAtlanta said:


Unless I missed it after all these years/trips, InsureMyTrip policies do not cover medical evacuation.