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Medical Evacuation #113300
11/29/2016 12:45 PM
11/29/2016 12:45 PM
Joined: May 2004
Posts: 2,429
Villa Euphoria Leverick Bay, P...
mdoyle9999 Offline OP
Traveler
mdoyle9999  Offline OP
Traveler
Joined: May 2004
Posts: 2,429
Villa Euphoria Leverick Bay, P...
How is it best handled?
Who?
Insurance? Procedure to follow?
Evacuation to USA?
Thx


Mike
"The journey is the thing." Homer
BVI Sponsors
Re: Medical Evacuation [Re: mdoyle9999] #113301
11/29/2016 12:54 PM
11/29/2016 12:54 PM
Joined: Aug 2000
Posts: 65,232
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 65,232
Central Florida!
Please consider looking at TTOL sponsor SkyMed. They sell medical evac coverage, back to your home. Most other policies provide coverage to the 'nearest medically appropriate facility', which could be San Juan, or Miami, or elsewhere that is not convenient to your family. Sky Med sells weekly and yearly policies, for frequent travelers. Not cheap, but good coverage, but they JUST do medical evac, not general travel insurance, for trip cancellation, interruption, baggage protection, etc.

For coverage for just a particular trip, or general travel insurance, with medical evac one of the coverages, you can go to TTOL sponsor "Insure My Trip" and compare coverages across many different policies.

For either company, if you use the link here on the sponsors page, it doesn't cost YOU any more, but TTOL gets a small commission.


Carol Hill
Re: Medical Evacuation [Re: Carol_Hill] #113302
11/29/2016 01:02 PM
11/29/2016 01:02 PM
Joined: Dec 2005
Posts: 10,211
GJ, CO S/V Long Overdue
sail2wind Offline
Traveler
sail2wind  Offline
Traveler
Joined: Dec 2005
Posts: 10,211
GJ, CO S/V Long Overdue
as AMEX says, don't leave home without it

Re: Medical Evacuation [Re: sail2wind] #113303
11/29/2016 01:28 PM
11/29/2016 01:28 PM
Joined: Aug 2000
Posts: 65,232
Central Florida!
Carol_Hill Offline
Traveler
Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 65,232
Central Florida!
When we were younger, we NEVER bought any kind of travel insurance. These days we never DON'T have at least medical evac. It can easily cost $50,000 for an evac and my regular insurance would not cover it outside the US, except as out of network, which means they would pay maybe half.


Carol Hill
Re: Medical Evacuation [Re: Carol_Hill] #113304
11/29/2016 02:39 PM
11/29/2016 02:39 PM
Joined: Feb 2006
Posts: 868
F
Fletch Offline
Traveler
Fletch  Offline
Traveler
F
Joined: Feb 2006
Posts: 868
Quote
Carol_Hill said:
Sky Med sells weekly and yearly policies, for frequent travelers. Not cheap, but good coverage, but they JUST do medical evac, not general travel insurance, for trip cancellation, interruption, baggage protection,.


I have a slightly different take than Carol_Hill on the cost of Medical Evacuation Insurance. To me it's a bargain, especially if you travel a great deal or spend a lot of time out of the country (say a US Couple wintering in the Caribbean or summering at a remote lake in northern Canada). Depending on where you are and where you want to go 1 Medical Evacuation can cost anywhere from $20,000 to $50,000. Most Family policies can be purchased for around $450/year so even if you pay premiums for 20 years and made only 1 claim at the end of that period you still be way ahead of the game.

Re: Medical Evacuation [Re: mdoyle9999] #113305
11/29/2016 02:53 PM
11/29/2016 02:53 PM
Joined: Oct 2000
Posts: 3,822
South Sound Villa Virgin Gorda
tpcook Offline
Traveler
tpcook  Offline
Traveler
Joined: Oct 2000
Posts: 3,822
South Sound Villa Virgin Gorda
I have evacuation insurance from Emergency Assistance Plus. Costs $149/year for a couple. Don't know how good it is, since I have never used it. Will provide travel from BVI
They will require a doctor to sign off on the travel and to where. BVI usually sends patients to Miami.


tpcook
Re: Medical Evacuation [Re: tpcook] #113306
11/29/2016 03:29 PM
11/29/2016 03:29 PM
Joined: Feb 2009
Posts: 94
rstevens Offline
Traveler
rstevens  Offline
Traveler
Joined: Feb 2009
Posts: 94
I use Liaison Majestic from Seven Corners Insurance. The total cost for me and my wife for 7 days was $71.19 last year. A $1,000,000 medical expense plan with a $250 deductible and includes $1,300,000 for a medical evacuation. You might not think you need that much protection, but my son's wife's grandmother was just flown from St. Thomas to Ft. Lauderdale on a Lear jet at low altitude with a full team of medical attendants because she fell and hit her head. The swelling in her head required flying at a low altitude.

Re: Medical Evacuation [Re: rstevens] #113307
11/29/2016 03:46 PM
11/29/2016 03:46 PM
Joined: Dec 2007
Posts: 1,723
Charlotte, NC
N
NCSailor Offline
Traveler
NCSailor  Offline
Traveler
N
Joined: Dec 2007
Posts: 1,723
Charlotte, NC
I am about to test the AIG Travelguard insurance I bought through the Moorings. Had to cancel a November charter due to an injury. We'll see how well they pay....

Re: Medical Evacuation [Re: tpcook] #113308
11/29/2016 05:06 PM
11/29/2016 05:06 PM
Joined: Nov 2014
Posts: 1,047
S
StormJib Offline
Traveler
StormJib  Offline
Traveler
S
Joined: Nov 2014
Posts: 1,047
Quote
tpcook said:
I have evacuation insurance from Emergency Assistance Plus. Costs $149/year for a couple. Don't know how good it is, since I have never used it. Will provide travel from BVI
They will require a doctor to sign off on the travel and to where. BVI usually sends patients to Miami.


Depending on the level of membership you have with AMEX? AMEX will send a doctor directly to you with one telephone call. That doctor working with the medical staff at AMEX will determine the care you need and the best way to get you there. We never buy any airline travel with anything other than AMEX. When you are a loved on is sick in a strange place to you. The ability to just dial the number on the back of The Card and get a local doctor screened by AMEX can be invaluable. Like the previous poster. AMEX do not leave home without it. Always use the AMEX first and foremost. Doubt any vendor of services who does not want the AMEX Membership Cards.

Re: Medical Evacuation [Re: StormJib] #113309
11/29/2016 07:58 PM
11/29/2016 07:58 PM
Joined: Jan 2015
Posts: 40
F
FrenchLaundry Offline
Traveler
FrenchLaundry  Offline
Traveler
F
Joined: Jan 2015
Posts: 40
I am a huge fan of the Explorer device from delorme.com We use these for our remote Canadian fishing trips and sailing trips. It allows you to text any where in the world. You can purchase family rescue and EVAC to a hospital near your home for very inexpensive plans. It links to an Iphone. They are truly impressive devices. You can also turn on the subscription for one month and then shut if off for the remaining months (only turn on for trips).


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