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travel insurance and covid-19 #230222
07/20/2020 07:01 PM
07/20/2020 07:01 PM
Joined: Feb 2007
Posts: 3,766
Rhode Island
RonDon Offline OP
Traveler
RonDon  Offline OP
Traveler
Joined: Feb 2007
Posts: 3,766
Rhode Island
I have Allianz Travel Protection Plan.

They state that they will : 1.cover emergency medical care for a customer who becomes ill with covid-19 while on trip.
2.if customer becomes ill with covid-19 either before or during trip they cover trip cancellation or interruption

SXM Sponsors
Re: travel insurance and covid-19 [Re: RonDon] #230224
07/20/2020 07:17 PM
07/20/2020 07:17 PM
Joined: Aug 2000
Posts: 74,605
Central Florida!
Carol_Hill Offline
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Carol_Hill  Offline
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Posts: 74,605
Central Florida!
OK, I think that is very definitely a big change for them. But will they cover emergency evac??


Carol Hill
Re: travel insurance and covid-19 [Re: RonDon] #230232
07/20/2020 08:32 PM
07/20/2020 08:32 PM
Joined: Mar 2009
Posts: 13,689
Auburn, WA
SXMScubaman Offline
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SXMScubaman  Offline
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Joined: Mar 2009
Posts: 13,689
Auburn, WA
Is that the company you can get through AA as an add on?

Re: travel insurance and covid-19 [Re: SXMScubaman] #230233
07/20/2020 08:36 PM
07/20/2020 08:36 PM
Joined: Jul 2006
Posts: 12,730
Peaceful Eastern North Carolin...
GaKaye Offline
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GaKaye  Offline
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Peaceful Eastern North Carolin...
Yes, it is.

Re: travel insurance and covid-19 [Re: GaKaye] #230234
07/20/2020 08:44 PM
07/20/2020 08:44 PM
Joined: Mar 2009
Posts: 13,689
Auburn, WA
SXMScubaman Offline
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SXMScubaman  Offline
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Joined: Mar 2009
Posts: 13,689
Auburn, WA
Thanks. Good to know. Think I'll add it to my flight arriving in May. Even though it is purchased with AA miles good to have in case I become ill while there.

Re: travel insurance and covid-19 [Re: GaKaye] #230237
07/20/2020 09:32 PM
07/20/2020 09:32 PM
Joined: Aug 2000
Posts: 1,300
Hershey, Pennsylvania
Tom Offline
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Tom  Offline
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Posts: 1,300
Hershey, Pennsylvania
We, too have used them for a number of years. Only needed coverage 1 time and they were great but peace of mind always made it a good value.

Re: travel insurance and covid-19 [Re: Carol_Hill] #230238
07/20/2020 09:32 PM
07/20/2020 09:32 PM
Joined: Dec 2002
Posts: 1,208
New Hampshire, USA
WayneB Offline
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WayneB  Offline
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Posts: 1,208
New Hampshire, USA
Yes, that is a change. We have several tickets, and when we purchased them, at that time, they did not cover COVID evac. We will have to re-look at insurance, if it is now available.

Re: travel insurance and covid-19 [Re: WayneB] #230239
07/20/2020 10:17 PM
07/20/2020 10:17 PM
Joined: Mar 2009
Posts: 13,689
Auburn, WA
SXMScubaman Offline
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SXMScubaman  Offline
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Posts: 13,689
Auburn, WA
Evac is different than pay for medical care.

Re: travel insurance and covid-19 [Re: RonDon] #230290
07/21/2020 01:08 PM
07/21/2020 01:08 PM
Joined: Aug 2000
Posts: 74,605
Central Florida!
Carol_Hill Offline
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Carol_Hill  Offline
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Central Florida!
Again--RonDon--what does the policy say about medical evac?? Coverage for medical evac for Covid 19 is a HUGE deal..


Carol Hill
Re: travel insurance and covid-19 [Re: RonDon] #230314
07/21/2020 04:16 PM
07/21/2020 04:16 PM
Joined: Jan 2013
Posts: 126
C
chazo Offline
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chazo  Offline
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Posts: 126
I've found the medical evacuation question a bit harder to answer for companies I have been using for travel insurance. But, it is clearly answered for Travelex at https://www.travelexinsurance.com/covid19.

"An insured is also eligible for Emergency Medical/Evacuation coverage if the insured contracts the coronavirus while traveling."

At least for that policy, they are paying cancellation coverage if you get Covid-19 and are quarantined. It will not cover if unless you actually get the disease, though, even if there are travel restrictions in place.

Why can't other insurance companies have a page this clear?

Re: travel insurance and covid-19 [Re: chazo] #230319
07/21/2020 06:34 PM
07/21/2020 06:34 PM
Joined: Aug 2000
Posts: 74,605
Central Florida!
Carol_Hill Offline
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Carol_Hill  Offline
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"....if the insured CONTRACTS the coronavirus while traveling..."

What happens if someone tests positive upon arrival? Is that the same as "while traveling"???


Carol Hill
Re: travel insurance and covid-19 [Re: Carol_Hill] #230320
07/21/2020 06:37 PM
07/21/2020 06:37 PM
Joined: Dec 2004
Posts: 4,187
Massachusetts
boucharda Offline
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boucharda  Offline
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Posts: 4,187
Massachusetts
I would say no since it's not an instantaneous infection ...

Edit: I should add that if you BECAME positive during a stay on Island then MAYBE

Last edited by boucharda; 07/21/2020 06:37 PM.
Re: travel insurance and covid-19 [Re: boucharda] #230321
07/21/2020 06:38 PM
07/21/2020 06:38 PM
Joined: Aug 2000
Posts: 74,605
Central Florida!
Carol_Hill Offline
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Carol_Hill  Offline
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Joined: Aug 2000
Posts: 74,605
Central Florida!
Agreed, but it would mean a reason to weasel out of payment.


Carol Hill
Re: travel insurance and covid-19 [Re: RonDon] #230322
07/21/2020 06:44 PM
07/21/2020 06:44 PM
Joined: Dec 2004
Posts: 4,187
Massachusetts
boucharda Offline
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boucharda  Offline
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Posts: 4,187
Massachusetts
Exactly....

Re: travel insurance and covid-19 [Re: Carol_Hill] #230332
07/22/2020 07:49 AM
07/22/2020 07:49 AM
Joined: Feb 2007
Posts: 3,766
Rhode Island
RonDon Offline OP
Traveler
RonDon  Offline OP
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Joined: Feb 2007
Posts: 3,766
Rhode Island
Originally Posted by Carol_Hill
Again--RonDon--what does the policy say about medical evac?? Coverage for medical evac for Covid 19 is a HUGE deal..

The policy purchased with airfare says nothing about it. I do have another policy (expensive) that covers it.

Re: travel insurance and covid-19 [Re: Carol_Hill] #230333
07/22/2020 07:51 AM
07/22/2020 07:51 AM
Joined: Feb 2007
Posts: 3,766
Rhode Island
RonDon Offline OP
Traveler
RonDon  Offline OP
Traveler
Joined: Feb 2007
Posts: 3,766
Rhode Island
Originally Posted by Carol_Hill
"....if the insured CONTRACTS the coronavirus while traveling..."

What happens if someone tests positive upon arrival? Is that the same as "while traveling"???

The policy, as explained in the rider says yes b4 after during.

Re: travel insurance and covid-19 [Re: RonDon] #230336
07/22/2020 08:14 AM
07/22/2020 08:14 AM
Joined: Mar 2001
Posts: 16,128
Ohio
ruralcarrier Offline
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ruralcarrier  Offline
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Posts: 16,128
Ohio
Below is a link to the Allianz coverage/mention of COVID-19.

ALLIANZ


J.D.
Re: travel insurance and covid-19 [Re: RonDon] #230345
07/22/2020 09:03 AM
07/22/2020 09:03 AM
Joined: Aug 2000
Posts: 74,605
Central Florida!
Carol_Hill Offline
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Carol_Hill  Offline
Traveler
Joined: Aug 2000
Posts: 74,605
Central Florida!
OK, to be clear, you're talking about the separate policy you have, which covers Covid evac, and NOT the Allianz.? I don't see anything in JD's link that talks about medical evac at all.


Carol Hill

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