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Best Rate at ATM? #44802
03/10/2015 09:36 AM
03/10/2015 09:36 AM
Joined: Dec 2014
Posts: 357
SeaStar Offline OP
Traveler
SeaStar  Offline OP
Traveler
Joined: Dec 2014
Posts: 357
Which ATMs have the is best exchange rate to get Euros from USD? Thanks!

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Re: Best Rate at ATM? [Re: SeaStar] #44803
03/10/2015 10:51 AM
03/10/2015 10:51 AM
Joined: Aug 2005
Posts: 1,956
DC Area and sliding southward
dane Offline
Traveler
dane  Offline
Traveler
Joined: Aug 2005
Posts: 1,956
DC Area and sliding southward
Exchange rates fluctuate by the day the transaction is posted and by bank, according to the market rate. It would be virtually impossible to predict which bank charges less on a given day at the ATM. If withdrawing a large enough amount where what would probably amount to a 2% or less difference from bank to bank, you could stop in to the actual branch to check on the exchange rate of the day. However, most daily ATM limits would not allow such a large withdrawal so as to make the effort worthwhile (IMO).

Re: Best Rate at ATM? [Re: SeaStar] #44804
03/10/2015 02:57 PM
03/10/2015 02:57 PM
Joined: Dec 2004
Posts: 5,081
Massachusetts
boucharda Offline
Traveler
boucharda  Offline
Traveler
Joined: Dec 2004
Posts: 5,081
Massachusetts
If you are getting euro from a French ATM then the bank is irrelevant...200 euro will cost 200 euro... It is YOUR card that will convert the euro to dollars so the rate is dependent on your bank

Re: Best Rate at ATM? [Re: boucharda] #44805
03/10/2015 05:13 PM
03/10/2015 05:13 PM
Joined: Jul 2013
Posts: 837
Florida
W
wilsonck Offline
Traveler
wilsonck  Offline
Traveler
W
Joined: Jul 2013
Posts: 837
Florida
Its the network the transaction goes through that sets the rate. This exchange rate is either the wholesale market rate or a government-mandated rate on the day before the date the transaction is processed. The processing date may differ from the date of the transaction.

Re: Best Rate at ATM? [Re: wilsonck] #44806
03/11/2015 06:12 AM
03/11/2015 06:12 AM
Joined: Apr 2008
Posts: 695
Long Island, NY
timmycs Offline
Traveler
timmycs  Offline
Traveler
Joined: Apr 2008
Posts: 695
Long Island, NY
Where are the ATMs on the French side? Does the supermarket in Grand Case have an ATM?

Re: Best Rate at ATM? [Re: timmycs] #44807
03/11/2015 08:42 AM
03/11/2015 08:42 AM
Joined: Jul 2013
Posts: 837
Florida
W
wilsonck Offline
Traveler
wilsonck  Offline
Traveler
W
Joined: Jul 2013
Posts: 837
Florida
I use the credit mutuel ATM in Hope Estate, just down from Simply supermarket. It dispenses Dollars or Euros, your choice.

Re: Best Rate at ATM? [Re: wilsonck] #44808
03/11/2015 08:48 AM
03/11/2015 08:48 AM
Joined: Sep 2007
Posts: 208
Iowa
bbeach Offline
Traveler
bbeach  Offline
Traveler
Joined: Sep 2007
Posts: 208
Iowa
The ATM wilsonck is talking about also has no fee, we used it a few times last week


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