Evacuation Insurance - TravelTalkOnline

Posted By: The_Lurker

Evacuation Insurance - 02/22/2021 05:32 PM

What is everyone doing for evacuation insurance?
I did a search, but thought I might find out the latest info.

I see that SkyMed does not cover Covid and I don't need a policy for all travel issues,
that we usually get, so there is no reason for the package deal.
Any suggestions??

Posted By: Carol_Hill

Re: Evacuation Insurance - 02/22/2021 05:45 PM

If you are talking about evac for COVID, the REQUIRED SXM insurance (at a cost of $30 each) covers medical evac for COVID, up to $20,000. In other words, it is absolutely worthless for medical evac, as 20K will NOT get you back to the states. The SXM insurance does NOT cover a medical evac for other purposes at all. IF you are able to get your shots before you go, you should not need medical evac for Covid. Since we will have had our shots before our next trip, we will just buy other medical evac insurance and will probably still have to waste $30 each for the useless SXM required insurance. If you will not have your shots by the time you travel, I would look for some other medical insurance that covers medical evac for Covid, as I would not trust the SXM medical insurance at all.

Posted By: Bahston

Re: Evacuation Insurance - 02/22/2021 06:46 PM

MedJet Assist covers COVID evac, with restrictions.

https://medjetassist.com/medjet-blog/blog/2020/01/24/medjet-services-alert-coronavirus

Posted By: The_Lurker

Re: Evacuation Insurance - 02/22/2021 07:24 PM

Originally Posted by Carol_Hill

If you are talking about evac for COVID, the REQUIRED SXM insurance (at a cost of $30 each) covers medical evac for COVID, up to $20,000. In other words, it is absolutely worthless for medical evac, as 20K will NOT get you back to the states. The SXM insurance does NOT cover a medical evac for other purposes at all. IF you are able to get your shots before you go, you should not need medical evac for Covid. Since we will have had our shots before our next trip, we will just buy other medical evac insurance and will probably still have to waste $30 each for the useless SXM required insurance. If you will not have your shots by the time you travel, I would look for some other medical insurance that covers medical evac for Covid, as I would not trust the SXM medical insurance at all.

We always get insurance for evacuation, but thought if we were buying it, we might as well get it from a company that includes Covid.
We will have our vaccines, so just forgetting that.
Maybe we will try SkyMed.
It will be the 1st time that we aren't getting the total package, so had questions.

Posted By: boucharda

Re: Evacuation Insurance - 02/22/2021 07:32 PM

We got two weeks of medical coverage for $105 (total for a couple). Did not add the trip cancellation so it was a tad cheaper. From Nationwide through Trawick International. Decent coverage

Quote

mergency Medical $250,000 per person, Primary coverage
Pre-Existing Condition No coverage, Pre-existing look-back period 90 days
Medical Evacuation & Repatriation $1,000,000 per person
Travel Delay $2,000 per person, $150 daily limit, Covered after 6 hour delay
Baggage Delay $600 per person, Covered after 8 hour delay
Baggage & Personal Items Loss $2,500 per person, $300 per item, $500 specific items limit
Missed Connection $1,000 per person, Covered after 3 hour delay, Cruise and tour only
24 Hour AD&D $25,000 per person
Flight Only AD&D $50,000 per person
Sports & Activities Covered, Limitations apply
Sports Fees Trip Cancellation not selected
Rental Car Damage $35,000 per person
Money Back Guarantee Free look up to 10 days after purchase
24 Hour Assistance Service 24 hour assistance provided
Renewable Policy Renewable up to 180 days

Red accent is mine

Posted By: The_Lurker

Re: Evacuation Insurance - 02/22/2021 07:39 PM

Originally Posted by boucharda

We got two weeks of medical coverage for $105 (total for a couple). Did not add the trip cancellation so it was a tad cheaper. From Nationwide through Trawick International. Decent coverage

Quote

mergency Medical $250,000 per person, Primary coverage
Pre-Existing Condition No coverage, Pre-existing look-back period 90 days
Medical Evacuation & Repatriation $1,000,000 per person
Travel Delay $2,000 per person, $150 daily limit, Covered after 6 hour delay
Baggage Delay $600 per person, Covered after 8 hour delay
Baggage & Personal Items Loss $2,500 per person, $300 per item, $500 specific items limit
Missed Connection $1,000 per person, Covered after 3 hour delay, Cruise and tour only
24 Hour AD&D $25,000 per person
Flight Only AD&D $50,000 per person
Sports & Activities Covered, Limitations apply
Sports Fees Trip Cancellation not selected
Rental Car Damage $35,000 per person
Money Back Guarantee Free look up to 10 days after purchase
24 Hour Assistance Service 24 hour assistance provided
Renewable Policy Renewable up to 180 days

Red accent is mine

Wow! Thank-you, I will look into this !!

Posted By: Carol_Hill

Re: Evacuation Insurance - 02/22/2021 07:44 PM

Be aware that SkyMed is a great product, in that it takes you back to your HOME, as compared to other insurance, which often takes you to the nearest medically appropriate hospital. However, SkyMed does medical evac ONLY, so if you need medical coverage for outside the US, they do not do that.

If you want to compare several insurance policies side by side, you can go to TTOL sponsor Insure my Trip. If you book through the link here on TTOL, TTOL gets a small commission, and the cost to you is the same. If you are interested in SkyMed only, again, if you click on the link here on TTOL, we get a small commission and the cost is the same to tyou.

Posted By: Carol_Hill

Re: Evacuation Insurance - 02/22/2021 07:45 PM

boucharda--does that cover Covid evac??

Posted By: boucharda

Re: Evacuation Insurance - 02/22/2021 10:45 PM

Yes..treated as any other medical issue

Quote

Coronavirus Medical Included in Emergency Medical

Posted By: Carol_Hill

Re: Evacuation Insurance - 02/22/2021 10:53 PM

OK, thanks.

Posted By: The_Lurker

Re: Evacuation Insurance - 02/23/2021 03:23 PM

Originally Posted by boucharda

We got two weeks of medical coverage for $105 (total for a couple). Did not add the trip cancellation so it was a tad cheaper. From Nationwide through Trawick International. Decent coverage

Quote

mergency Medical $250,000 per person, Primary coverage
Pre-Existing Condition No coverage, Pre-existing look-back period 90 days
Medical Evacuation & Repatriation $1,000,000 per person
Travel Delay $2,000 per person, $150 daily limit, Covered after 6 hour delay
Baggage Delay $600 per person, Covered after 8 hour delay
Baggage & Personal Items Loss $2,500 per person, $300 per item, $500 specific items limit
Missed Connection $1,000 per person, Covered after 3 hour delay, Cruise and tour only
24 Hour AD&D $25,000 per person
Flight Only AD&D $50,000 per person
Sports & Activities Covered, Limitations apply
Sports Fees Trip Cancellation not selected
Rental Car Damage $35,000 per person
Money Back Guarantee Free look up to 10 days after purchase
24 Hour Assistance Service 24 hour assistance provided
Renewable Policy Renewable up to 180 days

Red accent is mine

I tried to reach them without any success--it has to be done on-line
Have you used then before?