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Insurance guidance? Covac,etc?

Posted By: the captain

Insurance guidance? Covac,etc? - 01/23/2022 07:54 PM

Our resort RCI points are refundable/insured. Our JetBlue tixx can cancel at anytime w/o penalty w/ full refund.

Half our party is vax w/boost, one kid vax, no boost and the other no vax (That all sounds like a Starbucks order...LOL.) but both had c19 in Nov.

So I was debating trip insurance & COVAC Global piqued our interest bc if we did get a positive test before our return flight to the US, could get home in a few days as opposed to 10 quarantine. This appealed to me as Im in healthcare and in my state, can return to work if symptom free within 5 days. Otherwise it seems that trip insurance stands to refund non refundable costs.

BUT.....COVAC GLOBAL changed its MO, as I suspected it would with the holiday surge. Their model did not seem sustainable...https://thepointsguy.com/news/covac-global-issues/ and of course people abused the system.

Im going to tinker on insuremytrip but is there other insurance I should be looking at as far as we test positive there besides the mandatory SXXM insure?
Posted By: irina

Re: Insurance guidance? Covac,etc? - 01/24/2022 06:19 PM

What's COVAC GLOBAL ?
Posted By: Carol_Hill

Re: Insurance guidance? Covac,etc? - 01/24/2022 06:49 PM

Here's the link in his post, which is what he is referring to. His link isn't working, for whatever reason.

Link

Otherwise, I don't know anything about it.
Posted By: irina

Re: Insurance guidance? Covac,etc? - 01/24/2022 06:59 PM

Thanks Carol.
Evacuation insurance.
Doh.me!
irina
Posted By: the captain

Re: Insurance guidance? Covac,etc? - 01/24/2022 08:25 PM

Sorry the link didn't activate. But back to my question, Ive never gotten any travel insurance before & the thought of evacuation insurance made sense to me, hence covac global. But since my flights and RCI points are refundable, does it make sense to get ANY travel insurance? And is are there other evac insurances perhaps some of you have bought?
Posted By: Carol_Hill

Re: Insurance guidance? Covac,etc? - 01/24/2022 11:23 PM

I always buy medical evac insurance, usually through Insure My Trip, on the link here on TTOL. Medical evac per se for Covid is not as important to us as for other medical conditions, like heart attack, stroke, etc. Hopefully if we get Covid on island, it won't be severe, such that we would need medical evac. Other medical conditions are much more difficult to predict and guard against, for people of our age.
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