American Airlines insurance question

I’m so confused… we got insurance for our trip through ALLEGIANS and will get the one suggested by EHAS….DOES THIS AA insurance supplant the EHAS one? Thx

The EHAS insurance is something separate and not optional. You have to purchase the EHAS insurance or you will not get approved.

First, the insurance through AA is called Allianz, I think. The EHAS 'insurance' is mandatory for everyone and is 'supposed' to cover Covid costs (only), although my opinion is that it probably covers almost nothing. Just consider the cost of the EHAS insurance as a contribution to the SXM economy. You need your own insurance regardless for trip cancellation, interruption, medical evac, any medical expense OTHER THAN Covid, etc.

Tested positive for Covid today… sick since Tuesday…in the process of cancelling plans…🤦🏽‍♀️😥. Waited three years for this trip…

So sorry for you. Hope you can reschedule.

Good luck with Allianz insurance. We also had gotten this through AA & feel it was a rip off. We filed a claim after a trip to Tortola in November. Our claim was round $1,500 & we got about $400.00 back from them. Had to jump through all kind of hoops which I understand. We provided all the info they requested & feel we got screwed. Was listening to a morning TV show this week & Peter Greenberg, who it a travel expert recommended never buying travel insurance through an airline.

When we were canceled due to a reason I can't remember the insurance we got through AA was fully refunded. Hold your ground.

Unfortunately, we have had to file 3 claims with Allianz over the last 6 months, 2 medical and 1 trip delay. All were covered, except for the $50 medical deductible, in 4-6 weeks.