Pretty sure your information is outdated. I could not get that plan or they said it wasn't necessary. Just pay $10.00 a 24 hour period and use your phone just like it works at home - call, text, data etc. you receive a text message stating your 24 hour period is up. As far as calling. I used my contacts just as they are in my phone and didn't have to make any changes. As far as calling somewhere on the island - I was charged no different than if I called from CT - it's a long distance international call. So for calling restaurants, friends etc I have a number from Sharon. Best of both worlds.