Yikes! Having your boat boarded while you sleep is scary. I'd have to say if I survived that, it'd definitely be my last "vacation" in the area. We never take anything of much value, though. They'd be risking life and limb for our dime store sunglasses, a cracked iphone 6, and some wet swimsuits... I think my sandals cost more than anything else I take, but they'd need to wear a size 7.

Where I live (TX), you shoot first and ask questions (drag the body in) later if someone has the cajones to enter your house without an invitation. I guess on a charter in the BVI, you'd just need to be a good aim with the flare gun and can of Raid.