yes, for those considering getting the card, the sooner the better, since time is running out to use the 2016 $300 travel credit because the 2016 travel credit expires on the closing date of your December statement, so your travel charges need to hit by then...then beginning in Jan 2017 you'll have another $300 credit to spend in 2017...so for the first year of card membership, you can come out $150 ahead, not even including the other perks of the card

the card is sent to you by next day delivery the day after you're approved <img src="http://www.traveltalkonline.com/forums/images/graemlins/Thumbsup.gif" alt="" />