It was about 10 years ago, maybe a bit more. I got money from the ATM by the Peli Deli. When I got home (no readily available Internet at that time to check frequently) my account had been hacked. My bank at home made good on it after a lot of back & forth, and the SXM bank - don't ask me which one cuz I forget - was NO help at all. So my take away was to never use an ATM on the island again. I use them all over Europe & know the same thing could happen anywhere, but it was a nightmare trying to get anyone to send a simple form back to my bank.