CaptSharky, there may be others that have bareboated one or both that can share first-hand thoughts. We looked hard at both as ended up booking the 514 for our upcoming trip. I can share our logic, if it helps your thought process. I'm sure you'd have a great time aboard either. The 484 has a watermaker and free wi-fi, but those are nice-to-haves for us. The 514 is a little longer LOA with an extra foot of beam and layout that has a little more outside (vs. inside) space. Even with additional discounts from MarineMax, the 514 ended up being about $1,000 less expensive. In the end, the 514 seems to be more boat for less money. Hope that helps some.