I would avoid SMMC at all cost.

I know that some people here have had good experiences there. I have not. They badly diagnosed injuries after an accident and, by pure chance, I saw another doctor who save me from losing use of both legs.

I then started researching everything SMMC cockups in local papers and the list is impressive.

Say I am being negative if you want, having a wife who has a kidney problem, I know about it and would not come out here if I had it.

“If liberty means anything at all, it means the right to tell people what they do not want to hear.”
― George Orwell