Just a gentle reminder to have a look at the ground tackle once you tie up to a mooring ball
Bad stuff can happen to the most seasoned professionals. This happened over in Saba (not Saba Rock) but most people here bareboat and most people use moorings.
There is no diving to check tackle in the 200+ ft water over in Saba It is something you can snorkel in the BVI
http://www.superyachttimes.com/yacht-news/48m-superyacht-elsa-runs-aground-in-saba/