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Jul 27th, 2026
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Posts: 250
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Joined: Feb 2013
Posts: 82
Traveler
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OP
Traveler
Joined: Feb 2013
Posts: 82 |
After losing our Lagoon 400 to Irma we received our insurance settlement in January. On the declaration document there was a deductible for windstorm (5 % of hull ) so we were quoted a settlement minus the deductible. When I read the Policy there was a paragraph that stated if the yacht was a constructive total loss the deductible would be waived. Long story short after a few phone calls and emails we were paid the deductible on a separate wire transfer.
READ YOUR POLICY
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