To me its not really that surprising. So much damage on the Island and I think NAGICO had most of the business and from what I have heard, like everyone else the claims are very high and some are very over stated amounts people are claiming and they are paying out hundred of Millions. Of course they will not pay what they want, something has to be left in the pot for all the other claims. Something like this could cause a insurance company to go bankrupt. Then what?