Keep in mind that you will have to pay with a deposit at the ER before they will do anything. When I was rushed to the ER I had to put up my credit card as deposit, Before I checked out I had to make full payment which in this case received a credit for the unused balance of the deposit. Trouble is they credited the full amount and didn't charge for my stay. Didn't notice it till I got full reimbursement from my insurance back home and got a call from the hospital they forgot to charge me and asked if they could recharge my credit card. I said yes, by all means as I did get excellent care and felt obligated to make payment. Pretty cheap, $800 for ambulance ride from Red Piano, x-ray, overnight hospital stay, two consoles with doctors next day, scan and meds.