Well put Club O! I sense your frustration and I share it after reading this thread. I can't image being in a situation where everything around me is destroyed. My job gone. My home gone. Oh sure I have savings, but if the bank is no longer standing, and their web access was destroyed as well, the money is inaccessible. We in the states should realize that not every entity moves at the same pace. That was evident when you consider the recovery efforts of Houston compared to P.R. Keep up the good work and I look forward to returning as soon as you are rebuilt.