Thanks for the advice! But...using the ATM will cause some serious charges from my bank, don't you think? Maybe I will stop by and ask them. I certainly don't want to show up with loads of cash and end up losing it. Good way to ruin a vacation.

And thank you for the advice on sunscreen. I am a burner. I have luckily been to BVI many times and successfully got thru the vacation without burning so hopefully that will be the same with Cancun.

I will PM you since there are some excursions my friends foudn and I am not sure if they are worth the $$. As a resident, maybe you could shed some light on them for me.

Thanks again!