i would recheck that my ae platinum policy says

What is Covered
If Damage to or Theft of a Rental Vehicle occurs while coverage is in effect, the Plan will pay a benefit up to
a maximum of $75,000 per Rental Agreement for:

no where does it say they will cover liability if a person is injured in the other car

also FYI AE offers two products the standard which come with the card which is a secondary payor after your car insurance and a premium product which you must register for for a one time fee of 19.95 per rental period covers you up to a 30 day rental and is primary but still dos not cover liability

As far as liability I never got a exact answer hertz told me unlimited both sides but also says 50000 on dutch (not sure iwhat s the a maximum amount of damages are on dutch side in the states if somebody loses limb or paralyzed that would be totaly inadequate )

kenny says they have 50000 included

french law states that rentals must have unlimited Insurance but cars may come with a deductible