Originally Posted by islandgem
I have been told if you pay for liability insurance, you are covered for $50,000. If you do not get liability you are covered for $0. I choose to be covered.


I have been told otherwise. I've been told I'm covered for $50,000 whether I pay the extra or not, because the rental company is required by law to carry it. Again, as I said to Tim, each of us needs to do what makes us comfortable; I'm comfortable not paying extra for something that's already included. Kind of like tipping on the French side (not to open another can of worms...)