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I did a search on CC in this forum and went back 4 pages but didn't really find my answer. I checked with my CC company and they stated that I can use the card w/o any exchange fee's/charges if the merchant charges in USD. If charged in local currencies there is a 3% charge/transaction. So they advised me to ask the merchant to charge my card in USD if I have a choice.
What is the norm?
Do they charge in local currency?
Do you ask them to charge in USD?
Or is it better to have them charge in local currency and pay the 3% fee and pay the $3.00 on $100 dollars spent?
I was looking at using the card primarily for the larger expenses that I accrue.
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