Brewferg, when i contacted my company to verify their COVID coverage they said they wouldn't provide it as long as there was a travel advisory. I googled covid insurance and found a recognized company that was providing it and it was someone I had used before. That company is called Medipac. They may not operate in the US but I imagine there are few out there in the US as well.

I found that when I registered my BVI travel application as a RESIDENT (I own a home there and there and was told there is category for me called part time resident) there was no request to upload heath insurance. Alternatively on the VISITOR side there is a prompt to upload insurance. So, no insurance upload needed for me it appears, I will just bring a copy to show if asked.

I am now trying to figure out how to upload PCR test results. I can log in but there is no button or prompt for uploading that I can find.