George - are you currently on-island or just looking at weather reports?

I ask this because I am on-island and spent the day in Nanny Cay and Road Town. The winds were strong enough in the Sir Francis Drake Channel that one reef would not have been sufficient. And the storm's winds aren't even scheduled to hit here until tomorrow evening and Saturday.

As Alfred Korzybski remarked, "the map is not the territory". An online weather report does not necessarily depict the actual weather.