CYOA takes the charter skipper out for a test sail in Charlotte Amalie harbor. You find out very quickly if they have the needed skllls or not to handle the boat. I'm sure this expectation intimidates some prospective clients but I think it has helped to significantly weed out the credit card captains. As an owner in their fleet for 6.5 years, my boat came out of service in excellent condition. I would rather forego a couple CCC charters than to deal with their aftermath. Let Dream Yacht or Moorings rent to them (and pity the boat owners)..