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Re: Covid insurance..
[Re: crmoores]
#264311
09/23/2021 09:14 PM
09/23/2021 09:14 PM
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Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
JasonHelmbrecht
Traveler
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Traveler
Joined: Nov 2000
Posts: 3,359
Cane Garden Bay, Tortola
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Don’t you use travel insurance anyway? Or do some folks actually have private health insurance (at home) that covers them internationally, but without COVID-19 coverage? Almost all of our guests last year used a letter from BCBS that indicated their home insurance covers them internationally. No mention of COVID, evacuation, or quarantine coverage. Ok, thanks, I wondered what folks were using. I know some use MedJet for the extraordinary medivac coverage… Our home (US) insurance is Secondary coverage when traveling internationally. So we use a trip insurance policy with Primary medical/medivac coverage, and that provides coverage in the event we test positive (asymptomatically) and must do the mandatory quarantine. I carry a MedJet policy for extreme situations but depend on my US policy to cover BVI expense. I'd have to pay out of pocket and submit a claim but it should cover me in the end. In general, BVI medical costs are pretty low so I'm comfortable paying out of pocket and asking for reimbursement.
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