Best to use your credit cards for best rate.
Nope Scuba that doesn't work either. If you use a CDN credit card on island you are charged the current exchange rate plus 3/4% for this service so it is better to have US account here to draw on and at least save 3/4%.
Yes Scuba, we do have no fee cards. So there are two options to Canadians.
And many credit cards (I have three both MC and Visa) charge their current exchange rate plus 2.5% on usd . We do have usd dollar credit cards such as at TD bank, etc.
https://www.td.com/ca/en/personal-banking/products/credit-cards/us-dollar/us-dollar-visa-card/ (39$ usd per year) TD U.S. Dollar Visa* Card Make purchases in U.S. Dollars without credit card foreign currency conversion fees
Either way, we are at the losing end, but we are a modern society with modern solutions... for those of us with google and time on our hands.
