I'd be surprised if you thought NCL was a winner. Food quality, service and basic stateroom & service far below Princess. IMHO, Holland America has a excessive retirement feel and the last ship I saw of their's last month had a very Rusty water line indicating deferred drydock.

Disney does do things right. The extra money you pay (2-3 times) shows throughout your cruise.

If looking for something luxurious above Disney -- suggest Seabourn < 250 cabins/ship, no tipping, all suites, open bars, all dining venues complimetary.....depart from St Martin, FLL and others. Not cheap, but neither is Disney.