Yeah, you should have said "show me the money" before booking!

We will be chartering with BVIYC from 6-27 to 7-11 and I asked for a medium sized cat or a large mono and Abbie only had two cats and 1 mono available. So that makes me think they may be able to work with you but...

Technically their terms and conditions state that without the $150 cancellation insurance "once monies have been received the charter is considered non-refundable". With that said, I can't think of a company that would be more willing to work with you.

If things just don't work out I'd be inclined to just eat the extra price and enjoy a nice big boat for four. You might also mention that you know someone on TTOL that would be very interested in upgrading from a 42' Lagoon to your 44' boat but I don't think that helps them out in this case.

Life involves risks, take some prudent ones (NOT with the BVI ferries)!