islandgem....you indicated that most on the island are switching out their credit card acceptance terminals to "chip with pin". Can a "chip and sign" card be used at a business that is set up with "chip and pin"? I know this is a little confusing....which is why I brought it up. Like others have said, this is my first card with a chip and it's the card I use when on the island. I'd hate to get there and find my "chip and sign" card won't be accepted.