I'm sure the law wasn't made to save lives. And it's not to reduce your insurance...its when people get injured in accidents and the insurance has to pay lots of money eventually all insurance rates go up. I'm not saying not to wear it, but the law wasn't made to protect you in an accident. I also don't think a car seat or sat belt is going to help much when your plane hits the earth from 35,000 feet like a lawn dart.