Rather than to Give back our timeshare at the Sapphire last year, I elected not to pay the maintenance fee. figured it would be a good way to get rid of it. I received a notice from a collection agency in the states with a $100 added fee I eventually negotiated with them and they agreed to accept $50 above the fee due. I was unsure as to what would happen to our credit rating. I just received the current bill and am unsure as to whether or not to pay it or just let it go. Its a shame but the facility is a mess.