Carol you are correct...so far the only exchange offered was a place in nettle bay,,which we were not interested in and just yesterday an exchange came thru for Belair Beach. However, I understand that most maintenance fees are paid around this time of year, so I may wait it out to see if anything else comes up. The first week in January was good for us, but we could chance a different week. I had mentioned the Royal Palm as we had stayed there before and I really liked the location. La Vista Beach was good as well, we stayed there last year. Fingers crossed,,,,for an exchange....I have till midnight tomorrow night to accept or pass on the Belair.