Carol - It is also advised to check your health insurance policy to see if you are covered. My United Healthcare policy covers medical emergencies worldwide; ============= Covered ambulance services include fixed wing, rotary wing, and ground ambulance services, to the nearest appropriate facility that can provide care only if they are furnished to a member whose medical condition is such that other means of transportation are contraindicated (could endanger the person’s health) or if authorized by the plan. ================ My plan requires a co-payment of US$250.00
==================== My wife's plan also covers emergencies including transport worldwide - "in network" does not apply to emergencies as out of network charges are treated as being in network at in network co-pays, if any.