So sorry to hear of your husband's misfortune. Always try to find the silver lining and be thankful he did not strike his head and was not more severely injured or even killed in that fall. A punctured lung and broken ribs is certainly bad and very painful, but in time he will heal and recover from this. When the time is right, I'm sure you will be able to visit SXM again and enjoy your time together on the island. Hopefully, you will be able to recover some of your costs or have the money for accommodation transferred to another time. Often people are kind in these circumstances.