Just an update...for those who followed my previous post. My husband is at home recuperating from a punctured lung and fractured ribs. We had to cancel our trip to SXM and were totally bummed. Also no insurance on villa....yes, we learned a lesson. The owners of the villa in Baie Orientale felt really bad for us and were concerned about Barry's recovery. They moved our 2 weeks to September...no charge or penalty, and we'll be able to return to our little slice of heaven in a couple of months. We are ecstatic! No more tree cutting before vacations...or EVER! <img src="http://www.traveltalkonline.com/forums/images/graemlins/circle.gif" alt="" />