Forums39
Topics38,712
Posts313,037
Members26,576
|
Most Online2,218 Jan 21st, 2020
|
|
41 registered members (GeorgeC1, LINNY, Husker, davidandsusannj, xrayman67, Zanshin, SXMBND, NumberCruncher, casailor53, RickandJulie, bailau, Kennys, steve74, Kevin_B, Tom, BHK, alecu7, SXMScubaman, magpie, VirginGordaResident, polaris, MrEZgoin, lcote, SXMNAN, eightzerobits, IWIWSE, onlymedication, sugarae, George1234, Beansbbq, 11 invisible),
461
guests, and 97
spiders. |
Key:
Admin,
Global Mod,
Mod
|
|
|
Re: Medical Evacuation Insurance
[Re: sail2wind]
#137420
08/09/2017 05:24 PM
08/09/2017 05:24 PM
|
Joined: Apr 2004
Posts: 10,999 Macon, Georgia
GlennA
Traveler
|
Traveler
Joined: Apr 2004
Posts: 10,999
Macon, Georgia
|
As much as it pains me to agree with StormJib <img src="http://www.traveltalkonline.com/forums/images/graemlins/Wink.gif" alt="" />, Amex personal platinum does include as a standard travel benefit $100K medical transportation and $20K medical expenses for Latin America, Caribbean and Bermuda travel.
Travel is fatal to prejudice, bigotry, and narrow-mindedness, and many of our people need it sorely on these accounts. - Mark Twain
|
|
|
Re: Medical Evacuation Insurance
[Re: Deepcut]
#137423
08/10/2017 01:51 AM
08/10/2017 01:51 AM
|
Joined: Jan 2016
Posts: 16 Minnesota
MarkMN
Traveler
|
Traveler
Joined: Jan 2016
Posts: 16
Minnesota
|
I've had DAN insurance for a few years and just submitted my first claim for an injury while snorkeling off Norman Island. It wasn't an evacuation, but rather it filled the role of secondary insurance after my primary finally covered their part of my surgery and other fun visits. The evacuation coverage is actually what brought me to DAN, and for the price it fit my needs . I'll throw out a new post later once I see how all the coverage is handled.
Mark
|
|
|
Re: Medical Evacuation Insurance
[Re: Deepcut]
#137424
08/10/2017 03:01 AM
08/10/2017 03:01 AM
|
Joined: Oct 2009
Posts: 1,671 Memphis, BVI, CT
RatmansWife
Traveler
|
Traveler
Joined: Oct 2009
Posts: 1,671
Memphis, BVI, CT
|
I'm seeing this on On Call's web site: http://www.oncallinternational.com/app_m....pdf?v=06042013They keep taking our annual premiums, too! We found them through Insure My Trip, but they didn't come up when I used their trip planner just now. We have UN medical insurance, which is good around the world, so we needed medical evacuation that covered longer stays. At least up until now, On Call membership has been good for trips up to 60 days. We come back to the States for a couple weeks, which we like to do anyway.
|
|
|
Re: Medical Evacuation Insurance
[Re: sail2wind]
#137425
08/10/2017 08:42 AM
08/10/2017 08:42 AM
|
Joined: Nov 2014
Posts: 1,049
StormJib
Traveler
|
Traveler
Joined: Nov 2014
Posts: 1,049
|
sail2wind said: I have to call bull on this:
"your credit score and background will come into play. Better credit can reflect risk and behavior habits" You can call "Bull" but with AMEX and some other credit providers the better your credit background the better the offers. Particularly proactive offers. One difference between good credit and great credit with AMEX is the jump to unlimited evac and medicals while traveling subject to any other insurance you may have. Most of the fine print from AMEX notes they pay second to any other primary benefit you have. Some members get no insurance benefits from AMEX, some get some very limited travel benefits, then some will cap out at $100K, and then others have unlimited benefits to get you home or replace your luggage if you charged the travel to The Card. If you picked your card based on points or rebates you likely get none of those benefits. If you are using Visa or MC for much of your travel AMEX will likely not invite you to the more flexible levels of membership. AMEX was checking and data mining everything we do long before Google. AMEX was built to take care of their customers and does reward loyalty.
|
|
|
Re: Medical Evacuation Insurance
[Re: CGB]
#137428
08/11/2017 11:13 AM
08/11/2017 11:13 AM
|
Joined: Jun 2004
Posts: 6,100 Maryland
Twanger
Traveler
|
Traveler
Joined: Jun 2004
Posts: 6,100
Maryland
|
CGB said: All interesting chatter.....
Does anyone have "first-hand knowledge" and actually gone through a claim process with any of these insurance companies? And, specifically - with evac ?
Otherwise... kinda moot to be arguing which is best... no ? I have made two claims. First time was in 2000 when my wife had to have emergency gall bladder surgery the night before our bareboat charter trip. We totally re-set the trip for a month later. They (AccessAmerica, if memory serves) covered the costs we would have had to eat. About 10 years ago I came down with a norovirus the night before we were supposed to travel. We decided to put our departure back a day, because I was so sick I could not even stand up. The airline wanted to charge us $2,000 a ticket for the change, which was then covered by the insurance. I can't remember who we got for the insurance that time.
|
|
|
Re: Medical Evacuation Insurance
[Re: Eric_Hill]
#137430
08/11/2017 03:09 PM
08/11/2017 03:09 PM
|
Joined: Sep 2001
Posts: 5,884 St. Thomas, USVI
Nutmeg
Traveler
|
Traveler
Joined: Sep 2001
Posts: 5,884
St. Thomas, USVI
|
I have to say, we always buy insurance when we travel. Living in St Thomas and seeing the number of visitors who come here yearly and fall/break a hip, have a stroke, have a car accident, etc. makes you be extra careful. Read the small print and make sure you will be taken where you want, not the closest available (from St Thomas, that is usually Puerto Rico). Also, make sure you have health insurance, because you need to have a facility and physician who are willing to accept you. From first hand observation only. <img src="http://www.traveltalkonline.com/forums/images/graemlins/Wink.gif" alt="" />
[color:"red"]NUTMEG[/color] Today is the tomorrow you talked about yesterday.
|
|
|
Re: Medical Evacuation Insurance
[Re: Annoddddd]
#137432
08/30/2017 04:52 PM
08/30/2017 04:52 PM
|
Joined: Sep 2001
Posts: 5,884 St. Thomas, USVI
Nutmeg
Traveler
|
Traveler
Joined: Sep 2001
Posts: 5,884
St. Thomas, USVI
|
"But, we know nothing about care in Puerto Rico. Is care there really that questionable? Anyone have any direct experience or know of experiences?"
Well, regardless of what people say about the folks in Puerto Rico being bilingual, most of the service providers (not the docs) speak Spanish only. It's amazing that they will send reports of VI patients totally in Spanish. My med evac insurance takes me to Florida.
[color:"red"]NUTMEG[/color] Today is the tomorrow you talked about yesterday.
|
|
|
Re: Medical Evacuation Insurance
[Re: Nutmeg]
#137433
08/30/2017 08:13 PM
08/30/2017 08:13 PM
|
Joined: Aug 2000
Posts: 82,887 Central Florida!
Carol_Hill
Traveler
|
Traveler
Joined: Aug 2000
Posts: 82,887
Central Florida!
|
....thus speaks someone who is in the health care biz in St Thomas.. Just sayin'
Carol Hill
|
|
|
Re: Medical Evacuation Insurance
[Re: Carol_Hill]
#137434
08/30/2017 11:38 PM
08/30/2017 11:38 PM
|
Joined: Oct 2014
Posts: 207 East Tennessee
Annoddddd
Traveler
|
Traveler
Joined: Oct 2014
Posts: 207
East Tennessee
|
That sums it up beautifully! We never considered the language barrier.
Thank you!
Last edited by Annoddddd; 08/30/2017 11:39 PM.
|
|
|
|