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Re: Credit Card With Chip
[Re: Marcheall]
#47043
03/22/2015 10:47 PM
03/22/2015 10:47 PM
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Joined: Jan 2008
Posts: 13,146 Ottawa, Ontario, Canada
islandgem
Traveler
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Traveler
Joined: Jan 2008
Posts: 13,146
Ottawa, Ontario, Canada
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We have a chip with pin and have used it in many places on the island. Some places still have not upgraded their terminals so chip and sign is still available in some places as well. Soon it will be strictly chip and pin everywhere. Even the USA will be going that way in the future, but the banks there are still a bit behind other countries right now.
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Re: Credit Card With Chip
[Re: Elisabeth_nj]
#47050
03/23/2015 12:21 PM
03/23/2015 12:21 PM
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Joined: Mar 2005
Posts: 3,160 Greensboro, NC
charlieh
Traveler
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Traveler
Joined: Mar 2005
Posts: 3,160
Greensboro, NC
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Elisabeth_nj said: All my cc's are still swipe cards. Called Capital One last week and they said they will be issuing the chip cards throughout the year and you can not request one. When the get to me, they get to me. Will I have a problem? (we did last year in the UK and Europe) Today I received an email from Cap One telling me that a new card with chip is being mailed to me. I did not request it, like I did with Bank of America, but I should have it soon. I have only been to one place in the US where my new chip & sign card had to be used in a chip machine at the store. Otherwise, it is the normal swipe & sign. If I were going to Europe, I'd have to have a chip & pin card.
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Re: Credit Card With Chip
[Re: charlieh]
#47053
03/23/2015 12:48 PM
03/23/2015 12:48 PM
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Joined: Jul 2006
Posts: 13,436 Peaceful Eastern North Carolin...
GaKaye
Traveler
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Traveler
Joined: Jul 2006
Posts: 13,436
Peaceful Eastern North Carolin...
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charlieh said: If I were going to Europe, I'd have to have a chip & pin card. We traveled to Italy year before last with a normal swipe card, no chip nor pin. The only place we had a problem was at the unmanned terminals in the train stations, so we just used cash there. We were able to pay for hotels and in restaurants with our card, with no problems.
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Re: Credit Card With Chip
[Re: wildbill069]
#47056
03/23/2015 01:15 PM
03/23/2015 01:15 PM
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Joined: Mar 2009
Posts: 18,899 Auburn, WA
SXMScubaman
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Joined: Mar 2009
Posts: 18,899
Auburn, WA
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wildbill069 said: Just request a new card from Capital One tell the card is damaged and they will send you a new card with the chip you can do it on line and get a new card in a weeks time or less. Then you'll get a new number and will have to change all your automatic pays if you are doing that.
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Re: Credit Card With Chip
[Re: Marcheall]
#47058
03/23/2015 02:14 PM
03/23/2015 02:14 PM
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Joined: Jan 2008
Posts: 13,146 Ottawa, Ontario, Canada
islandgem
Traveler
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Traveler
Joined: Jan 2008
Posts: 13,146
Ottawa, Ontario, Canada
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I'm not certain if this applies to all cases, but we were with a group of American friends that had only chip and sign cards and they could not use the chip and pin terminal that the business provided. We had a chip and pin card so we paid with no problem.The French side has a lot of chip and pin terminals, more so than the Dutch side at present.It is the way of the world now.
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Re: Credit Card With Chip
[Re: IslandBoi]
#47059
03/23/2015 02:33 PM
03/23/2015 02:33 PM
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Joined: Mar 2005
Posts: 3,160 Greensboro, NC
charlieh
Traveler
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Traveler
Joined: Mar 2005
Posts: 3,160
Greensboro, NC
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IslandBoi said:
the PenFed card has no yearly fee nor does it incur foreign transaction fees on purchases <img src="http://www.traveltalkonline.com/forums/images/graemlins/Thumbsup.gif" alt="" /> That is great info. Now if I only had a decent credit history. <img src="http://www.traveltalkonline.com/forums/images/graemlins/Grin.gif" alt="" />
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Re: Credit Card With Chip
[Re: wildbill069]
#47060
03/23/2015 03:30 PM
03/23/2015 03:30 PM
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Joined: Mar 2006
Posts: 188 South Jersey
davecyndi
Traveler
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Traveler
Joined: Mar 2006
Posts: 188
South Jersey
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wildbill069 said: Just request a new card from Capital One tell the card is damaged and they will send you a new card with the chip you can do it on line and get a new card in a weeks time or less. I actually had my Capital One Quicksilver Card crack on the magnetic strip last week. When I contacted customer service I requested a replacement card with a chip. They informed me that I had to wait until they were available and that I would have it by October. She more or less told me that they were starting to issue them, and I should just wait until mine showed up. <img src="http://www.traveltalkonline.com/forums/images/graemlins/duh.gif" alt="" /> Regards, Dave
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Re: Credit Card With Chip
[Re: wildbill069]
#47065
03/23/2015 04:38 PM
03/23/2015 04:38 PM
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Joined: Jun 2014
Posts: 9
Dziadzi
Traveler
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Traveler
Joined: Jun 2014
Posts: 9
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Cross your fingers! In January when my Citibank credit card expired, the new "chip" card arrived just in time for a quick 4 day London trip with 2 grandchildren and 2 daughters. Having just returned from a 2 week London/Amsterdam trip in November and having used my "old" strip credit card with no problems, I didn't expect any issues with the new chip. When we arrived in London, I gave the hotel my new chip card (signature only needed, no pin) and it was inserted into the machine. The machine read: swipe. When we "swiped," it read "insert chip." When we "inserted chip," the machine read "swipe." When I called Citi customer services I was told to have the vendor key in the numbers. NO ONE would do this in London. I was also told there was no code, only a signature. Fortunately one of my daughters had a credit card and paid for everything. When we got back to NY, new chip cards were waiting and I did get a phone call from Citibank. The reason was -- bad chip! So, of course, this freaked me out because we were leaving for St. Martin in 5 days and were going to be there for 3 weeks. Could Citi guarantee the new cards would work? I held my breath and took a wad of cash. Happy ending, the chip card with signature worked everywhere we went (but never used it for gas).
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Re: Credit Card With Chip
[Re: IslandBoi]
#47067
03/23/2015 05:03 PM
03/23/2015 05:03 PM
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Joined: Apr 2008
Posts: 2,990 Connecticut
The_Lurker
Traveler
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Traveler
Joined: Apr 2008
Posts: 2,990
Connecticut
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IslandBoi said: i have a CapOne Venture card that is Chip + Signature...no obvious benefit over the old magnetic strip only cards
When I called Citibank after receiving the chip and signature--it didn't sound like there was any difference than the old swipe either. They did say there would be NO worries about having the number stolen without a protective cover. That is the chip and pin. I was happy about that. Haven't had any problems traveling, but have been sticking with ATM's and paying cash.
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Re: Credit Card With Chip
[Re: The_Lurker]
#47069
03/23/2015 05:26 PM
03/23/2015 05:26 PM
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Joined: Dec 2004
Posts: 5,091 Massachusetts
boucharda
Traveler
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Traveler
Joined: Dec 2004
Posts: 5,091
Massachusetts
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They did say there would be NO worries about having the number stolen without a protective cover. That is the chip and pin. I was happy about that The PIN is not on the chip (chip/PIN) but the CC number is (on both) so that was misleading. Pointless to steal the CC number from a Chip/PIN card without knowing the PIN number.
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Re: Credit Card With Chip
[Re: islandgem]
#47071
03/23/2015 06:46 PM
03/23/2015 06:46 PM
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Joined: Mar 2015
Posts: 84 East Central Florida
Marcheall
OP
Traveler
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OP
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Joined: Mar 2015
Posts: 84
East Central Florida
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islandgem said: we were with a group of American friends that had only chip and sign cards and they could not use the chip and pin terminal that the business provided. We had a chip and pin card so we paid with no problem. This is what I am afraid of. If this is the case then the "chip and sign" won't be much use on the island. There are others saying they used "chip and sign" with no problems....thus the confusion continues. Do you remember which side of the island (or was it both) your friends had the problems?
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Re: Credit Card With Chip
[Re: Marcheall]
#47072
03/23/2015 07:59 PM
03/23/2015 07:59 PM
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Joined: May 2008
Posts: 704 Lake Texoma, Texas
cruzer
Traveler
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Traveler
Joined: May 2008
Posts: 704
Lake Texoma, Texas
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Marcheall said:islandgem said: we were with a group of American friends that had only chip and sign cards and they could not use the chip and pin terminal that the business provided. We had a chip and pin card so we paid with no problem. This is what I am afraid of. If this is the case then the "chip and sign" won't be much use on the island. There are others saying they used "chip and sign" with no problems....thus the confusion continues. Do you remember which side of the island (or was it both) your friends had the problems? I haven't used my chip and sign card yet, but the instructions say the card will work in the current swipe and sign terminals, which are different than the chip and pin terminals. I really don't see many places giving up their old technology card readers as long as many of us still use the old method.
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Re: Credit Card With Chip
[Re: Marcheall]
#47074
03/23/2015 11:01 PM
03/23/2015 11:01 PM
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Joined: Jan 2008
Posts: 13,146 Ottawa, Ontario, Canada
islandgem
Traveler
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Traveler
Joined: Jan 2008
Posts: 13,146
Ottawa, Ontario, Canada
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The problem my friends had was with a chip and pin terminal on the French side. More French side restaurants have replaced their terminals for the new ones. You should still be able to use your card at several places as many have not still upgraded their technology.It is taking a while for everyone to get on board.
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Re: Credit Card With Chip
[Re: The_Lurker]
#47078
03/24/2015 07:00 AM
03/24/2015 07:00 AM
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Joined: Jun 2005
Posts: 1,146 Louisiana
o2bnsxm
Traveler
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Traveler
Joined: Jun 2005
Posts: 1,146
Louisiana
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The_Lurker said: I am talking about the gadgets they have now that are suppose to be able to read all the info from the card from inside your purse or wallet. But you could be right..... I saw something about that on 60 minutes or 20/20 a while back. The card with the chip could be in your wallet in your back pocket, and someone could walk by with a small "scanner" (about the size of a pack of ciagarettes), and pass it near your wallet, and "scan" the card for all of the necessary info. I also saw ads elsewhere selling car sleeves that will protect your credit card from the "scanners".
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Re: Credit Card With Chip
[Re: wilsonck]
#47080
03/24/2015 08:14 AM
03/24/2015 08:14 AM
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Joined: Dec 2004
Posts: 5,091 Massachusetts
boucharda
Traveler
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Traveler
Joined: Dec 2004
Posts: 5,091
Massachusetts
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wilsonck said: Thats cards with RFID (Radio Frequency ID) chips in them to use with NFC (Near Field Communication) terminals. Thats not the same as EMV chips that we are talking about in this thread. Correct...and the difference from the swipe cards is that the chip cards generate a code during a transaction that can only be used once vs. the swipe strip which can be duplicated over and over again.
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