Forums39
Topics38,810
Posts314,110
Members26,588
|
Most Online2,218 Jan 21st, 2020
|
|
11 registered members (Wingman, PnPinNC, jazzgal, JeanneB, Mikel, michaelj, SurfandSail, SANFILIP, IWIWSE, 2 invisible),
1,230
guests, and 268
spiders. |
Key:
Admin,
Global Mod,
Mod
|
|
|
Re: International Drivers License
[Re: WWII]
#55415
05/26/2015 09:58 AM
05/26/2015 09:58 AM
|
Joined: Apr 2014
Posts: 255 Dirty Jersey
gd1147
Traveler
|
Traveler
Joined: Apr 2014
Posts: 255
Dirty Jersey
|
WWII said: Your US automobile insurance will not cover you for anything on your rental car in sxm. This has been discussed here many times and no one who's checked with their insurance company has been covered. If someone has a policy that does, it will be the first we've ever heard of. This is not 100% true. I have spoken to my insurance company (NJ Manufactures) and my liability insurance covers me anywhere in the world. Now I don't know if this is a requirement of NJ insurance companies or I just got lucky.
|
|
|
Re: International Drivers License
[Re: gd1147]
#55416
05/26/2015 10:45 AM
05/26/2015 10:45 AM
|
Joined: Apr 2001
Posts: 14,656 Brookfield, CT.
pat
Traveler
|
Traveler
Joined: Apr 2001
Posts: 14,656
Brookfield, CT.
|
I hesitate to get involved in this thread but since I've been up and down this slippery slope about a hundred times over the years, what the heck?!
Did you actually see IN YOUR SPECIFIC POLICY that you are covered outside the USA?
We had this question many years ago and our agent thought we were covered and told us we were. I asked him to show me in writing in our policy since he said it with an air on uncertainty, and he discovered we were not. And to take this a step further, he had also informed me in that first conversation that our various umbrella policies covered us outside the USA, too. Having gotten the first piece of misinformation from the agent, I asked him to contact the underwriting department in the companies (two different ones) to locate it in writing in our policies, and guess what. We were NOT covered at all since our umbrellas were secondary to where our primary coverage left off. We had more insurance than we knew what to do with in the US but once outside the boundaries, we had nada.
I don't mean to question you on this but many agents just don't know the limits of the coverage and sometimes make assumptions. I would hate to see this happen to anyone, but who knows, perhaps your agent is up to date and perhaps NJ insurance coverage is different, in which event, i offer my humble apologies for questioning you. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
|
|
|
Re: International Drivers License
[Re: pat]
#55417
05/26/2015 10:57 AM
05/26/2015 10:57 AM
|
Joined: Apr 2014
Posts: 255 Dirty Jersey
gd1147
Traveler
|
Traveler
Joined: Apr 2014
Posts: 255
Dirty Jersey
|
pat said: I hesitate to get involved in this thread but since I've been up and down this slippery slope about a hundred times over the years, what the heck?!
Did you actually see IN YOUR SPECIFIC POLICY that you are covered outside the USA?
We had this question many years ago and our agent thought we were covered and told us we were. I asked him to show me in writing in our policy since he said it with an air on uncertainty, and he discovered we were not. And to take this a step further, he had also informed me in that first conversation that our various umbrella policies covered us outside the USA, too. Having gotten the first piece of misinformation from the agent, I asked him to contact the underwriting department in the companies (two different ones) to locate it in writing in our policies, and guess what. We were NOT covered at all since our umbrellas were secondary to where our primary coverage left off. We had more insurance than we knew what to do with in the US but once outside the boundaries, we had nada.
I don't mean to question you on this but many agents just don't know the limits of the coverage and sometimes make assumptions. I would hate to see this happen to anyone, but who knows, perhaps your agent is up to date and perhaps NJ insurance coverage is different, in which event, i offer my humble apologies for questioning you. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> I have never actually asked for it in writing. I have only called them each time I leave the country and they read me the same pre-canned speech which I assumed was from the policy. Next time I will request in writing.
|
|
|
Re: International Drivers License
[Re: GaKaye]
#55422
05/26/2015 01:58 PM
05/26/2015 01:58 PM
|
Joined: Dec 2004
Posts: 5,091 Massachusetts
boucharda
Traveler
|
Traveler
Joined: Dec 2004
Posts: 5,091
Massachusetts
|
Thanks and thanks also to "January"
Last edited by boucharda; 05/26/2015 01:58 PM.
|
|
|
Re: International Drivers License
[Re: Sun4MnM]
#55423
05/27/2015 05:29 PM
05/27/2015 05:29 PM
|
Joined: Sep 2001
Posts: 888 SXM and NY
ESK
Sponsor
|
Sponsor
Joined: Sep 2001
Posts: 888
SXM and NY
|
I've been spending three to five months on the island for the last 20 years and never purchased an IDL. I have been stopped twice in roadblocks on the French side and showed a US based license (probably NY, earlier years NV). No problem. I was stopped in vehicle controls on the Dutch side because my rental car operator was a bit behind in getting new plates. They let me go and I don't even remember if they wanted to see the license. Having said all that here is a page from the French Embassy that basically says you need a notarized translation of your license and strongly recommends an IDL, which is something like a translation notarized by AAA.
Last edited by ESK; 05/27/2015 05:34 PM.
|
|
|
Re: International Drivers License
[Re: gd1147]
#55426
05/28/2015 12:00 AM
05/28/2015 12:00 AM
|
Joined: Dec 2012
Posts: 188 FL
bksm
Traveler
|
Traveler
Joined: Dec 2012
Posts: 188
FL
|
gd1147 said: This coverage pays for all medical expenses for all parties involved in an accident up to the coverage limit and does follow NJ residents around the globe. We have PIP in Florida too but it only covers occupants in the insured's car. Since it's called Personal Injury Protection in NJ also, I'd guess it doesn't cover others. That's what liability and/or bodily injury are for. Also, you should check the coverage limits. In Florida, the PIP max is $10,000 which may cover an aspirin and a band-aid in the ER.
|
|
|
Re: International Drivers License
[Re: bksm]
#55427
05/28/2015 09:32 AM
05/28/2015 09:32 AM
|
Joined: Apr 2014
Posts: 255 Dirty Jersey
gd1147
Traveler
|
Traveler
Joined: Apr 2014
Posts: 255
Dirty Jersey
|
bksm said:gd1147 said: This coverage pays for all medical expenses for all parties involved in an accident up to the coverage limit and does follow NJ residents around the globe. We have PIP in Florida too but it only covers occupants in the insured's car. Since it's called Personal Injury Protection in NJ also, I'd guess it doesn't cover others. That's what liability and/or bodily injury are for. Also, you should check the coverage limits. In Florida, the PIP max is $10,000 which may cover an aspirin and a band-aid in the ER. In NJ everything is more expensive We have up to $1 Million coverage however the standard policy is $250k. Yes it is not liability coverage which certainly changes the way I think going forward.
|
|
|
Re: International Drivers License
[Re: ESK]
#55428
05/28/2015 04:08 PM
05/28/2015 04:08 PM
|
Joined: Apr 2001
Posts: 507 Florida
RobT
Traveler
|
Traveler
Joined: Apr 2001
Posts: 507
Florida
|
I read the French Embassy website as well, but in further research, I believe that a notarized translation is only required if your license is not in roman letters (English, French, etc.)
Beach Hunter
|
|
|
|