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Re: Car rental
[Re: Tom]
#67999
09/13/2015 07:13 PM
09/13/2015 07:13 PM
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Joined: Apr 2001
Posts: 14,657 Brookfield, CT.
pat
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Traveler
Joined: Apr 2001
Posts: 14,657
Brookfield, CT.
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Tom said: Will only suggest what has been recommended here many times. Shop the rental car sponsors of this board and you won't have problems. Patrice, To expound a bit on Toms and GaKayes posts, it won't hurt to scroll through the sponsors list and decide who offers the type/size of car you're looking for and then email a few of them including your exact arrival and departure dates and ask for their best quote INCLUDING all taxes and liability insurance if you choose to take it. (The chances are pretty good your credit card overs the general collision coverage but it's worth checking that out first.) That way you can compare apples to apples and bottom lines for all. Things to keep in mind: some email hosts will block emails from the island so if you don't hear back in a reasonable time be sure to check your spam folder; some of the TTOL sponsors closely follow this forum so you can also PM them here; most U.S. automobile insurance companies do NOT cover you on SXM at all, including umbrella coverages. Once you decide on a company and their quote, copy it and bring it with you so there is no room for misunderstandings on the island. The local guys are very good to deal with - some will meet you at the airport with your car while some will meet you there with their vans and take you to their rental lot and others will actually meet you at your hotel at a time of your choosing but it's up to you to decide what service you actually want. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />
Last edited by pat; 09/13/2015 07:20 PM.
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Car rental
[Re: Medtech2]
#68001
09/14/2015 11:22 AM
09/14/2015 11:22 AM
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Joined: Apr 2001
Posts: 14,657 Brookfield, CT.
pat
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Joined: Apr 2001
Posts: 14,657
Brookfield, CT.
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We generally use the same Amex - figure for the $24.00 for however long, it's more than worth it, and like you said and unlike some of our other credit cards, I really like the deductible (or lack thereof) with Amex.
We usually request the older and generally more 'lovingly used' models, too. Prices are often a little lower and as long as the car is mechanically safe and 'loved' within reason, I really don't care what I'm driving as long as it gets me to and from the places I want to see.
Hope your trip is going well. You do know we'll be expecting some trip and/or island news once you're back, if not sooner...... <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Car rental
[Re: cruzer]
#68003
09/14/2015 02:19 PM
09/14/2015 02:19 PM
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Joined: Dec 2008
Posts: 2,106 Southport, North Carolina, US
candj
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Posts: 2,106
Southport, North Carolina, US
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When you say basic liability insurance, what do you mean? I have found that the liability coverage varies significantly from agency to agency. Some of the rental agencies only provide a maximum liability coverage of $50,000 per incident vs. others that have coverage of $2,000,000 per incident. What is the maximum coverage limits in that basic liability coverage?
Fair winds and following seas! SSN691-May She Ever Prowl The Seas in Defense of Human Freedom! SSN787-Preserving Peace, Prepared for War
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Re: Car rental
[Re: candj]
#68005
09/14/2015 03:31 PM
09/14/2015 03:31 PM
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Joined: Jul 2015
Posts: 53
Medtech2
Traveler
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Traveler
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Posts: 53
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Truthfully I have no idea about the liability as I thought they all were pretty standardized.
I would suggest e-mailing the different companies directly with any questions, the type of vehicle you are interested in, etc. I had e-mailed a couple of companies and told them I needed to fit 5 people in the car at times. They all then replied back with recommendations based on their own fleets. One company did not provide even liability. I would have had to purchase it privately, from where I don't know. One required I get all insurance through them but I knew I'd be getting the Amex collision. One only had the more expensive SUV's that would fit 5 people. Unity replied back with the Corolla recommendation and an all inclusive price lower than listed on-line, (car, taxes, fees, liability, extra driver). So far I am very happy with the car, the communication, and the service.
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Re: Car rental
[Re: SXMScubaman]
#68008
09/14/2015 10:43 PM
09/14/2015 10:43 PM
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Joined: Oct 2009
Posts: 772
phillygirl7
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Traveler
Joined: Oct 2009
Posts: 772
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We were in a pretty good fender bender earlier this year, the jeep in back of us hit us with such an impact to push us into a third car coming from the opposite direction and spinned our car around. What people need to know is that with no injury, police don't come at all, you need to self-report. Of all our three car rental companies between the parties, Hertz was the only rep that showed up, and even though he was representing the jeep that caused the accident, he helped all of us with the forms, he was the only one with the forms, and was very conversant in French and English. I will always ask for accident self-reporting forms when I book a car on the island any more. Also, the self-reporting forms are only duplicates, so it was a little difficult getting all three parties statements on those forms. We totaled our car, luckily no one was injured, and our insurance took care of it. Our wheels were turned in, one of the people in the accident helped us push it back into place as best we could so we could drive it back. We always have that Am Ex insurance, and take out liability from the car rental company.
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Re: Car rental
[Re: phillygirl7]
#68009
09/14/2015 11:15 PM
09/14/2015 11:15 PM
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Joined: Apr 2001
Posts: 14,657 Brookfield, CT.
pat
Traveler
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Traveler
Joined: Apr 2001
Posts: 14,657
Brookfield, CT.
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I'm sure this put a crimp in your trip but the good news is things can always be worse, and thank heavens no one was seriously injured. Cars are but things, ergo - replaceable but people - not so much. And nice to know the Amex worked, too. <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" /> <img src="http://www.traveltalkonline.com/forums/images/graemlins/handshake.gif" alt="" />
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Car rental
[Re: azranger]
#68012
09/15/2015 11:15 PM
09/15/2015 11:15 PM
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Joined: Oct 2000
Posts: 12,460 île staten
Bobcat
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Posts: 12,460
île staten
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LINK ====================== From Hertz Sint Maarten Website Basic insurance includes limited coverage up to USD 100,000 for medical expenses per person and up to USD 300,000 medical expenses per accident on bodily injury to persons other than the driver and up to USD 50,000 per accident on property damage to anything other than the Hertz vehicle. You are responsible for a deductible of USD 400.00 if you are responsible for the accident.
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Re: Car rental
[Re: Bobcat]
#68013
09/16/2015 11:28 AM
09/16/2015 11:28 AM
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Joined: Mar 2005
Posts: 721 Colorado
sxmbeachlover
Traveler
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Traveler
Joined: Mar 2005
Posts: 721
Colorado
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I'm not sure why OP would want to pay $24 for collision insurance coverage when it is free on most credit cards.
Famous Quote from SBHonline: The best moderation is the least moderation.
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Re: Car rental
[Re: sxmbeachlover]
#68014
09/16/2015 12:32 PM
09/16/2015 12:32 PM
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Joined: Apr 2001
Posts: 14,657 Brookfield, CT.
pat
Traveler
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Joined: Apr 2001
Posts: 14,657
Brookfield, CT.
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Because there's zero deductible perhap? Or at least there use to be......
Respectfully,
pat
"Always keep your words soft and sweet, just in case you have to eat them."
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Re: Car rental
[Re: pat]
#68015
09/16/2015 11:02 PM
09/16/2015 11:02 PM
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Joined: Jul 2015
Posts: 53
Medtech2
Traveler
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Traveler
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Posts: 53
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OP wasn't the one who necessarily wanted the additional insurance but this is an excerpt from USA Today: "American Express also offers a premium car rental insurance program for a fee. Coverage through the premium insurance is primary, so you won’t have to file with your other insurance company before making a claim. The coverage amount is increased to $100,000 for loss or damage, and additional coverage is provided for medical expenses or accidental death. The length of coverage also is extended to 42 consecutive days." http://traveltips.usatoday.com/american-express-card-car-rental-insurance-policy-1649.html
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