I have been on all the levels. The only major difference I've noticed is that at the club level, you get boats ready to retire and they often have been replaced with newer models. But that is also if they are at the 5-6 year end of that range. For example, we were on a Moorings 4600 club one time and it was about 6 years old - there were a few minor differences from the newer 4600's and I think the 4800 was in charter at that time too - maybe just for a year though.

From a standpoint of things breaking down though - no difference. In fact, If I recall we had no issues on that 4600. And we have had issues on brand new boats. Aside from one trip, we've never had an issue that couldn't be resolved quickly though. And that one time was when we were on the 5800 and a pump or compressor went for the A/C and they didn't have a spare part for it.

So in shopping prices, I'd go by boat choice and price. Not age.