Wish everyone all the best in recouping their losses. Hopefully, many have gap insurance that covers the difference in what is owed to the bank and the replacement cost (would include dollars invested in down payment and additional items on boat and loss of income)? Not sure that exists, but I've often thought that I would want that assurance (insurance) before buying a boat and putting her in charter - catastrophic losses are indeed devastating. Again, hope all will be back on their boats this year and that the locals will receive the support they need to rebuild. This is so sad!