Kudos to Sunsail!
I contacted Sunsail yesterday concerning our 10/20 charter. After discussing other options such as different locations and dates Sunsail provided us a full refund. I'm not sure this would be an option if sailing after 10/31. We look forward to doing other charters with Sunsail and hopefully in the BVI's sooner rather that later. I wish others in a similar situation the same good fortune. Thanks Sunsail!