I meant insurance on Island. We have home insurance here in Pa, but the rates are at least doable. When we were quoted in sxm years ago, we made the decision to save money for hurricanes. That decision was made after luis, as we remember the many companys running for the hills, and hearing about people getting much less than they needed for damage. But that was our decision, and our home suffered damage with Irma, but we managed to repair. In the long run, I think over the years we saved alot. If we are wrong??? Hurricane ins. is very expensive... Not popular, but we have spoken to some people that we know on Island, and they agreed give the cost and the risks with a major hurricane. Not for everyone for sure...