|
|
|
Forums39
Topics41,850
Posts340,791
Members27,602
| |
Most Online5,009 Jul 27th, 2026
|
|
Manpot
Tortola/ Sonoma, California
Posts: 17,485
Joined: May 2002
|
|
|
18 members (Vera Playa, SharonfromSXM, eightzerobits, MKGrey, Tonythepilot, 2Travelers, DBESXM, ndfaninnc, Sea_Skyman, cabokid, dcareri, AAI, djamespapa, 5 invisible),
379
guests, and
46
robots. |
|
Key:
Admin,
Global Mod,
Mod
|
|
|
|
Joined: Sep 2000
Posts: 529
Sponsor
|
Sponsor
Joined: Sep 2000
Posts: 529 |
Cruise line policies offer standard travel coverage and in addition to cancellation for covered reason, will cover lost/delayed baggage, trip delay/interruption, supplemental medical and emergency evacuation. The primary subtle differences with the cruise line's policy and the policy we carry through Travel Guard is the policy limits for those coverages above.
I always, always stress the need to my clients for travel protection. When asked my opinion I usually respond if I were to have a crystal ball, I would not need either homeowner's protection or auto coverage. If my client choses to decline coverage I respect their decision but request they provide the waiver in writing (email) to me. Memories can wane with time.
While the coverage may not be used, typically if there is a serious issue, all prior premiums are often recovered with one incident. I have too often seen stretchers taking passengers to waiting ambulances on the pier. From heart attacks or severly broken bones. I had a client on a river cruise out of Paris who while waiting for the River Seine boat trip fell and broke her ankle. She was taken to a local hospital to be stabilized and the carrier even upgraded their return fligh to business class so her leg could be elevasted during the long fligh home. Our policy offers a concierge for contact while travelinbg to assist with particulars in the event of an injury/illness.
|
|
|
|
|
|
|